Credit Underwriter Sr - Inventory Finance

Huntington Bancshares
United States
Workplace: OnsiteFull timeUSD 63,000 - 124,000 annuallyFunction: Banking, Lending & CreditExperience: 3+ yearsEducation: bachelorsSkills: ["Detail oriented","Written communication","Verbal communication","Presentation skills","Sound business judgment"]

Analyze and monitor the creditworthiness of assigned commercial/inventory finance customers. Underwrite new and existing loans by reviewing applications and financial statements, spreading statements using Moody’s tools, performing ratio/trend and cash-flow analysis, and conducting collateral and KYC reviews. Research industry risks, write loan recommendations, and present decisions to the loan committee while supporting ongoing delinquency and follow-up activities.

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Huntington Bancshares
Huntington Bancshares
30 minutes ago

Credit Underwriter Sr - Inventory Finance

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Last checked: 30 minutes agoStatus: Live

Job Summary

Analyze and monitor the creditworthiness of assigned commercial/inventory finance customers. Underwrite new and existing loans by reviewing applications and financial statements, spreading statements using Moody’s tools, performing ratio/trend and cash-flow analysis, and conducting collateral and KYC reviews. Research industry risks, write loan recommendations, and present decisions to the loan committee while supporting ongoing delinquency and follow-up activities.
Location: United States
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Analyze and monitor assigned customers/accounts and recommend and/or approve credit within established guidelines.
  • •Underwrite credit narratives for new and existing loans by reviewing applications and financial statements.
  • •Spread business financial statements and tax returns using Moody’s software to analyze multi-year trends and ratios.
  • •Perform collateral analysis and cash-flow understanding, including recurring vs. non-recurring sources of cash flow.
  • •Prepare written loan recommendations and present decisions to the loan committee; communicate outcomes and support follow-up activities.

Pay and Benefits

Salary: USD 63,000 - 124,000 annually
Perks:Health InsuranceWellness StipendLife InsuranceDisability InsuranceRetirement SavingsPaid LeavePaid Holidays

Key Requirements

  • •Bachelor’s degree in Finance, Accounting, Business or related field.
  • •3+ years wholesale/commercial credit underwriting experience and prior credit approval authority.
  • •Detail oriented with the ability to analyze cash flow and gauge customer strength.
  • •Strong written and verbal communication and presentation skills.
  • •Demonstrated ability to make sound business judgments while protecting the interests of the bank.
Experience:3+ yearsWholesale/commercial lendingCredit underwriting
Education:Bachelor's
Skills:Detail orientedWritten communicationVerbal communicationPresentation skillsSound business judgment
Tech Stack:Moody'sKYCD&B

Eligibility

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

Huntington Bancshares
Regional bank holding company providing commercial and consumer banking, payments, wealth management, and lending services across the Midwestern and select other U.S. markets. It serves individuals, small businesses, and corporate clients through branches and digital channels.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Columbus, United States
Founded: 1866
WebsiteLinkedIn