Senior Associate, Data Scientist - Credit Card Innovation

Discover Financial
Virginia, Cambridge, Chicago, New York
Full timeUSD 135,600 - 154,800 annuallyFunction: Data Science & Machine LearningExperience: 2+ yearsEducation: bachelorsSkills: ["Collaboration","Communication","Innovation","Creativity","Problem-solving"]

Build and deploy machine learning models and a robust credit scoring platform for real-time credit decisioning and valuations model scoring. Partner with data scientists, software engineers, and product managers to translate complex data into insights and business goals. Leverage Python, Snowflake, Conda, AWS, H2O, and Spark to develop tools, incorporate alternative data sources, and scale analytics across billions of records to deliver fairer credit products.

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Discover Financial
Discover Financial
14 hours ago

Senior Associate, Data Scientist - Credit Card Innovation

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Source: Company careers pageValidated by: Fursa AI
Last checked: 14 hours agoStatus: Live

Job Summary

Build and deploy machine learning models and a robust credit scoring platform for real-time credit decisioning and valuations model scoring. Partner with data scientists, software engineers, and product managers to translate complex data into insights and business goals. Leverage Python, Snowflake, Conda, AWS, H2O, and Spark to develop tools, incorporate alternative data sources, and scale analytics across billions of records to deliver fairer credit products.
Location: Virginia, Cambridge, Chicago, New York
Employment Type: Full time
Job Function: Data Science & Machine Learning
Seniority: Mid level

Key Responsibilities

  • •Partner with a cross-functional team to deliver credit decisioning and valuations capabilities customers love.
  • •Build machine learning models across design, training, evaluation, validation, and implementation.
  • •Leverage a broad technology stack (Python, Conda, AWS, H2O, Spark and more) to extract insights from large numeric and textual datasets.
  • •Develop and deploy analytical tools and a scoring platform for valuations model scoring and real-time analytics.
  • •Translate the complexity of data science work into measurable business goals and impact.

Pay and Benefits

Salary: USD 135,600 - 154,800 annually

Key Requirements

  • •Bachelor’s degree in a quantitative field plus 2 years of experience performing data analytics, or a Master’s in a quantitative field (or an MBA with quantitative concentration).
  • •At least 2 years’ experience in Python, Scala, or R.
  • •At least 2 years’ experience with machine learning.
  • •At least 2 years’ experience with SQL.
  • •Statistically grounded experience building, validating, and backtesting models, including interpreting ROC curves and confusion matrices.
Experience:2+ yearsCredit cardsFinancial servicesMachine learningBig dataOpen source
Education:Bachelor's in quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field)
Skills:CollaborationCommunicationInnovationCreativityProblem-solving
Tech Stack:PythonSnowflakeCondaAWSH2OSparkSQLScalaR

Company Brief

Discover Financial
Provides consumer banking products, credit cards, personal loans, and payment services through the Discover brand. It operates a major U.S. financial network and serves individuals and merchants with lending and digital payment solutions.
Industry: Retail Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 10M to 25M
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Riverwoods, United States
Founded: 1985
WebsiteLinkedIn