Credit Risk Strategy and Analytics

Stripe
United States
Workplace: OnsiteFull timeFunction: Data Analytics & Business IntelligenceExperience: 5+ yearsEducation: bachelorsSkills: ["Analytical thinking","Problem-solving","Communication","Relationship management","Stakeholder management"]

Shape credit policy for Stripe’s lending product by updating risk and underwriting frameworks. Use proprietary and third-party data to recommend credit strategies, deliver analytics-driven insights, and support strategic business decisions. Partner with Product, Data Science, Engineering, and Capital Markets to develop new credit solutions across geographies and industries, and help reduce potential credit losses by monitoring portfolio trends.

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Stripe
Stripe
2 months ago

Credit Risk Strategy and Analytics

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Last checked: 11 hours agoStatus: Live

Job Summary

Shape credit policy for Stripe’s lending product by updating risk and underwriting frameworks. Use proprietary and third-party data to recommend credit strategies, deliver analytics-driven insights, and support strategic business decisions. Partner with Product, Data Science, Engineering, and Capital Markets to develop new credit solutions across geographies and industries, and help reduce potential credit losses by monitoring portfolio trends.
Location: United States
Workplace: Onsite
Employment Type: Full time
Job Function: Data Analytics & Business Intelligence
Seniority: Mid level

Key Responsibilities

  • •Architect and implement credit policies using Stripe proprietary and selected industry data to target, price, and size capital products.
  • •Provide credit risk recommendations and data-driven insights to support strategic business decisions.
  • •Collaborate with cross-functional teams (Product, Data Science, Engineering, Capital Markets) to shape new credit product development across geographies and industries.
  • •Incorporate third-party data (bureau, bank account, and financial statements, plus other data) into credit assessment.
  • •Analyze account activity and monitor portfolio trends to identify opportunities to reduce potential credit losses.

Key Requirements

  • •5+ years of experience in credit analysis and underwriting.
  • •Bachelor’s degree in finance, economics, statistics, or a related field.
  • •Experience in risk management and/or financial lending or core credit risk management.
  • •Strong analytical skills with a rigorous, data-driven approach to problem-solving.
  • •Strong technical expertise including SQL, Excel, and Google Sheets.
Experience:5+ yearsCredit analysisUnderwritingRisk managementFinancial lendingCredit risk
Education:Bachelor's in finance, economics, statistics, or a related field
Skills:Analytical thinkingProblem-solvingCommunicationRelationship managementStakeholder management
Tech Stack:SQLExcelGoogle SheetsPythonRStata

Company Brief

Stripe
Provides payment processing APIs and financial infrastructure for internet businesses. Powers online payments for millions of companies from startups to Fortune 500s.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Scaleup
Valuation: Decacorn (USD 10B+)
Funding: Series E+
Headquarters: San Francisco, United States
Founded: 2010
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