Junior Kreditanalyst*in (m/w/d)

iwoca
Frankfurt
Workplace: OnsiteFull timeEUR 46,000 - 55,000 annuallyFunction: Banking, Lending & CreditSkills: ["Communication","Problem-solving","Analytical thinking","Teamwork","Adaptability"]

Join the credit team to assess loan applications using a mix of data sources and our tech platform, delivering fast, fair and accurate credit decisions. You’ll gain autonomy in decisioning over time, collaborate with analytics to optimise lending, and support fellow analysts on larger, complex decisions in a data-driven environment.

Loading

Loading job details...

Preparing the role view and application actions.

FursaFursa
iwoca
iwoca
10 months ago

Junior Kreditanalyst*in (m/w/d)

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 1 hour agoStatus: Live

Job Summary

Join the credit team to assess loan applications using a mix of data sources and our tech platform, delivering fast, fair and accurate credit decisions. You’ll gain autonomy in decisioning over time, collaborate with analytics to optimise lending, and support fellow analysts on larger, complex decisions in a data-driven environment.
Location: Frankfurt
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Entry level

Key Responsibilities

  • •Assess credit applications using your experience, a variety of data sources and our tech platform to make fast, fair and accurate decisions.
  • •You’ll have autonomy in decisioning, the scope of which will increase over time as you build knowledge of our systems and processes.
  • •You will support other analysts on larger and more complex decisions, which is a key part of our workflow.
  • •Our credit decisioning is data driven. You’ll work alongside our analytics teams to optimise our approach to lending and adapt your own approach in line with that goal.
  • •Don’t forget to maintain thorough documentation of credit decisions and rationale.

Pay and Benefits

Salary: EUR 46,000 - 55,000 annually
Perks:Paid LeaveSabbaticalGym MembershipPensionHealth Insurance

Key Requirements

  • •Demonstrates curiosity to use and learn more about AI tools. You’ll already be comfortable using AI tools in practical ways to help solve problems, increase productivity and improve quality of work, showing good judgement about when to use them and the ability to explain the reasoning behind that use.
  • •We look for people who are smart, humble, motivated and who are always looking to improve.
  • •Knowledge of foundational finance and accounting principles, whether acquired academically or through an internship
  • •Strong business acumen and a working understanding of the risk and revenue drivers that influence the creditworthiness of a loan application
  • •The ability to interpret & analyse financial statements
  • •A motivated and enthusiastic attitude that works well in a regularly changing and fast paced environment
  • •Excellent communication skills in business English and German
  • •An analytical mindset with a practical approach to problem solving. You come up with innovative and scalable solutions to day-to-day problems and suggest changes to processes to improve efficiency
Experience:FintechFinanceCredit
Skills:CommunicationProblem-solvingAnalytical thinkingTeamworkAdaptability
Languages:EnglishGerman
Tech Stack:AI toolsData sourcesFinancial statementsData-driven

Company Brief

iwoca
iwoca provides fast, tech-driven credit and working capital solutions for small and medium-sized enterprises in the UK and Germany, using automated underwriting and partner integrations to deliver loans, invoice finance and payment products.
Industry: Lending
Company Size: Large (251 to 1,000 employees)
Revenue: USD 100M to 250M
Growth: Scaleup
Headquarters: London, United Kingdom
Founded: 2011
Glassdoor
Glassdoor: 4.6
WebsiteLinkedInGlassdoor