Senior Credit Analyst

RAKBANK
Dubai
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 2+ yearsEducation: bachelorsSkills: ["Attention to detail","Risk awareness","Customer service","Analytical capabilities","Teamwork"]

Support the Credit function for Business Banking by reviewing and evaluating credit applications and performing required credit checks, documentation reviews, and system validations. Process credit decisions (approvals, declines, and rejections) within agreed turnaround times, ensuring recommendations are supported by accurate analysis and complete documentation. Manage credit administration activities, issue relevant undertakings and purchase orders, and help maintain effective risk controls and compliance with internal and regulatory requirements.

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FursaFursa
RAKBANK
RAKBANK
1 month ago

Senior Credit Analyst

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Source: Company careers pageValidated by: Fursa AI
Last checked: 2 hours agoStatus: Live

Job Summary

Support the Credit function for Business Banking by reviewing and evaluating credit applications and performing required credit checks, documentation reviews, and system validations. Process credit decisions (approvals, declines, and rejections) within agreed turnaround times, ensuring recommendations are supported by accurate analysis and complete documentation. Manage credit administration activities, issue relevant undertakings and purchase orders, and help maintain effective risk controls and compliance with internal and regulatory requirements.
Location: Dubai
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Review and evaluate Business Banking credit applications in line with approved credit policies and guidelines.
  • •Conduct required credit checks, documentation reviews, and system validations before recommending or issuing credit decisions.
  • •Process approvals, declines, and rejections within the relevant credit systems.
  • •Process credit-related activities accurately within agreed turnaround times and support ongoing credit administration.
  • •Ensure decisions are supported by accurate analysis and complete documentation, while performing periodic control checks and escalating irregularities.

Pay and Benefits

Perks:Health InsuranceLife Insurance

Key Requirements

  • •Bachelor's degree in Finance, Business, Banking, Economics, or a related discipline.
  • •Minimum 2 years of experience within Banking or Financial Services.
  • •Experience in Credit Operations, Credit Assessment, Lending Operations, or a related function.
  • •Understanding of retail and/or business banking credit processes.
  • •Knowledge of credit policies, documentation requirements, and lending processes; familiarity with banking systems and credit workflows.
Experience:2+ yearsBankingFinancial services
Education:Bachelor's in Finance, Business, Banking, Economics (or related discipline)
Skills:Attention to detailRisk awarenessCustomer serviceAnalytical capabilitiesTeamwork

Company Brief

RAKBANK
RAKBANK is a United Arab Emirates-based bank offering personal, business, and commercial banking services, including accounts, cards, loans, deposits, and digital banking products. It serves retail customers and SMEs across the UAE.
Industry: Banking
Company Size: Large (251 to 1,000 employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Ras Al Khaimah, United Arab Emirates
Founded: 1976
WebsiteLinkedIn