Manager, Data Scientist - Business Cards & Payments

Discover Financial
New York
Full timeUSD 215,200 - 245,600 annuallyFunction: Data Science & Machine LearningEducation: bachelorsSkills: ["Customer-first mindset","Interpersonal skills","Communication","Statistical thinking","Creativity"]

Lead the Business Cards & Payments Data Science team by partnering with data scientists, software engineers, and product managers to deliver customer-focused credit-underwriting models. Use tools like Python, Conda, AWS, H2O, and Spark to design, train, evaluate, validate, and implement machine learning solutions across large-scale numeric and textual datasets. Translate model complexity into measurable business goals across the full customer lifecycle.

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Discover Financial
Discover Financial
1 month ago

Manager, Data Scientist - Business Cards & Payments

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Last checked: 5 hours agoStatus: Live

Job Summary

Lead the Business Cards & Payments Data Science team by partnering with data scientists, software engineers, and product managers to deliver customer-focused credit-underwriting models. Use tools like Python, Conda, AWS, H2O, and Spark to design, train, evaluate, validate, and implement machine learning solutions across large-scale numeric and textual datasets. Translate model complexity into measurable business goals across the full customer lifecycle.
Location: New York
Employment Type: Full time
Job Function: Data Science & Machine Learning
Seniority: Manager level

Key Responsibilities

  • •Partner with cross-functional teams to deliver product outcomes customers love.
  • •Leverage Python, Conda, AWS, H2O, and Spark to extract insights from large volumes of numeric and textual data.
  • •Develop machine learning models across design, training, evaluation, validation, and implementation.
  • •Translate technical model complexity into tangible business goals.
  • •Collaborate to build full-spectrum modeling solutions that support business card product strategies and credit infrastructure.

Pay and Benefits

Salary: USD 215,200 - 245,600 annually
Perks:Health Insurance

Key Requirements

  • •Bachelor’s degree in a quantitative field plus 6 years of data analytics experience, or a Master’s degree plus 4 years, or a PhD plus 1 year.
  • •At least 1 year leveraging open-source programming languages for large-scale data analysis.
  • •At least 1 year working with machine learning.
  • •At least 1 year utilizing relational databases.
  • •Ability to build, validate, and backtest models and interpret results such as confusion matrices and ROC curves.
Experience:Data analyticsMachine learningOpen sourceCloud computingRelational databases
Education:Bachelor's in quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field)
Skills:Customer-first mindsetInterpersonal skillsCommunicationStatistical thinkingCreativity
Tech Stack:PythonCondaAWSH2OSparkScalaRSQL

Company Brief

Discover Financial
Provides consumer banking products, credit cards, personal loans, and payment services through the Discover brand. It operates a major U.S. financial network and serves individuals and merchants with lending and digital payment solutions.
Industry: Retail Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 10M to 25M
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Riverwoods, United States
Founded: 1985
WebsiteLinkedIn