Home BancShares

2 weeks ago

Senior Commercial Loan Officer

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 2 hours agoStatus: Live

Job Summary

Extend commercial credit in accordance with loan policies, ensuring decisions and recommendations align with customers’ financial needs, documentation, and applicable laws. Interview applicants, evaluate credit and financial history, review collateral, and authorize or recommend approval/denial within limits. Maintain credit files, monitor loan portfolio performance, manage risk ratings, and handle collections and workout programs for problem loans. Supervise a small group while supporting business development and portfolio growth.

Location: United States

Workplace: Onsite

Employment Type: Full time

Job Function: Banking, Lending & Credit

Seniority: Manager level

Key Responsibilities

•Extend credit within the bank’s loan policy, ensuring decisions, actions, and recommendations comply with laws, regulations, and internal guidelines.
•Interview commercial loan applicants, evaluate credit/financial history, review collateral adequacy, and authorize or recommend approval/denial.
•Maintain current credit files and ensure loan notes, collateral security documents, and loan paperwork are complete, accurate, and policy-compliant.
•Monitor loan portfolio performance, recommend risk rating changes, manage past-due collections, and recommend/administrate workout programs for problem loans.
•Develop new business and manage an existing loan portfolio, including collecting past due loans and promoting the bank’s favorable image.

Travel: Low travel

Key Requirements

•Equivalent to a four-year college degree plus 7 years related experience and/or training, including 6 years related management experience (or an equivalent combination).
•Ability to read, analyze, and understand financial reports and legal documents, and respond to complex inquiries from customers and regulators.
•Strong mathematical skills for calculating interest, discounts, commissions, proportions, percentages, and related figures.
•Critical thinking skills to solve practical problems and interpret written, oral, or diagram instructions.
•Ability to supervise a small group (3–7) and carry out responsibilities such as interviewing, planning, assigning work, and addressing complaints.

Education:Bachelor's

Skills:CommunicationCritical thinkingProblem-solvingMathematical reasoningSupervision

Company Brief

Home BancShares

Bank holding company that operates Centennial Bank and provides commercial and consumer banking services, including lending, deposits, treasury management, and online banking. Serves individuals, businesses, and public entities across the southern United States.

Industry: Banking

Company Size: Enterprise (1,001+ employees)

Revenue: USD 1B+

Growth: Public Company

Valuation: Public Company (Market Cap in USD)

Funding: IPO / Publicly Listed

Headquarters: Conway, United States

Founded: 1998

Website LinkedIn

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Home BancShares

2 weeks ago

Senior Commercial Loan Officer

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 2 hours agoStatus: Live

Job Summary

Location: United States

Workplace: Onsite

Employment Type: Full time

Job Function: Banking, Lending & Credit

Seniority: Manager level

Key Responsibilities

•Extend credit within the bank’s loan policy, ensuring decisions, actions, and recommendations comply with laws, regulations, and internal guidelines.
•Interview commercial loan applicants, evaluate credit/financial history, review collateral adequacy, and authorize or recommend approval/denial.
•Maintain current credit files and ensure loan notes, collateral security documents, and loan paperwork are complete, accurate, and policy-compliant.
•Monitor loan portfolio performance, recommend risk rating changes, manage past-due collections, and recommend/administrate workout programs for problem loans.
•Develop new business and manage an existing loan portfolio, including collecting past due loans and promoting the bank’s favorable image.

Travel: Low travel

Key Requirements

•Equivalent to a four-year college degree plus 7 years related experience and/or training, including 6 years related management experience (or an equivalent combination).
•Ability to read, analyze, and understand financial reports and legal documents, and respond to complex inquiries from customers and regulators.
•Strong mathematical skills for calculating interest, discounts, commissions, proportions, percentages, and related figures.
•Critical thinking skills to solve practical problems and interpret written, oral, or diagram instructions.
•Ability to supervise a small group (3–7) and carry out responsibilities such as interviewing, planning, assigning work, and addressing complaints.

Education:Bachelor's

Skills:CommunicationCritical thinkingProblem-solvingMathematical reasoningSupervision

Company Brief

Home BancShares

Industry: Banking

Company Size: Enterprise (1,001+ employees)

Revenue: USD 1B+

Growth: Public Company

Valuation: Public Company (Market Cap in USD)

Funding: IPO / Publicly Listed

Headquarters: Conway, United States

Founded: 1998

Website LinkedIn