Mortgage Loan Officer (Full Time) - Fort Worth

Prosperity Bancshares
United States
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 3-5 yearsEducation: high_schoolSkills: ["Communication","Public relations","Interviewing","Financial analysis","Customer focus"]

Source and originate eligible mortgage loans by generating referrals from internal bank centers and external relationships. Take and review loan applications, explain required documentation, set realistic expectations, and provide regular updates to applicants and stakeholders. Apply bank credit policy and GSE (FNMA/FHLMC), FHA, and VA guidelines to support underwriting decisions while ensuring compliance with lending standards and legal requirements throughout the loan lifecycle.

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Prosperity Bancshares
Prosperity Bancshares
1 day ago

Mortgage Loan Officer (Full Time) - Fort Worth

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Source: Company careers pageValidated by: Fursa AI
Last checked: 4 hours agoStatus: Live

Job Summary

Source and originate eligible mortgage loans by generating referrals from internal bank centers and external relationships. Take and review loan applications, explain required documentation, set realistic expectations, and provide regular updates to applicants and stakeholders. Apply bank credit policy and GSE (FNMA/FHLMC), FHA, and VA guidelines to support underwriting decisions while ensuring compliance with lending standards and legal requirements throughout the loan lifecycle.
Location: United States
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Source eligible mortgage loans by generating referral activity from bank centers, realtors, home builders, financial planners, networking groups, and trade associations.
  • •Take and review loan applications, explain required documents, and set realistic expectations for the mortgage loan process.
  • •Discuss mortgage-related facts and issues with applicants, including ability to repay, bank credit policy, and documentation for underwriting.
  • •Oversee the customer experience from origination and analysis through loan closing, keeping applicants updated throughout.
  • •If assigned, visit the bank regularly to build internal relationships and educate employees on introducing customers to the mortgage department.

Key Requirements

  • •3 to 5 years of prior mortgage banking experience with working knowledge of FNMA/FHLMC, FHA, and VA.
  • •High school graduate (advanced degree preferred).
  • •Knowledge of bank consumer mortgage lending policies, procedures, and guidelines.
  • •Ability to perform financial analysis to determine credit worthiness.
  • •NMLS certified, with excellent communication/public relations, solid interviewing skills, and ability to use related computer applications and business machines.
Experience:3-5 yearsMortgage banking
Education:High School
Skills:CommunicationPublic relationsInterviewingFinancial analysisCustomer focus
Licenses:Valid driver license
Certifications:NMLS

Company Brief

Prosperity Bancshares
Operates Prosperity Bank, a Texas-based regional banking franchise offering commercial and consumer banking services, lending, treasury management, and wealth-related solutions through a network of branches across Texas and Oklahoma.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Houston, United States
Founded: 1983
WebsiteLinkedIn