Manager - Credit Risk & Data Analytics

American Express
New York
Workplace: HybridFull timeUSD 89,250 - 150,250 annuallyFunction: Data Analytics & Business IntelligenceEducation: bachelorsSkills: ["Communication","Collaboration","Self-starter","Problem-solving","Prioritization"]

Manage US Consumer and Small Business credit risk oversight by independently reviewing credit risk processes and strategies using advanced analytics. Partner with credit risk peers, business stakeholders, and senior leaders to provide credible challenge, publish monitoring reporting (MIS, exceptions, risk appetite framework), own smart monitoring KRIs, and identify emerging risks from macroeconomic and market trends. The role reports to the Director of Global Credit Risk Oversight.

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FursaFursa
American Express
American Express
3 days ago

Manager - Credit Risk & Data Analytics

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Source: Company careers pageValidated by: Fursa AI
Last checked: 11 hours agoStatus: Live

Job Summary

Manage US Consumer and Small Business credit risk oversight by independently reviewing credit risk processes and strategies using advanced analytics. Partner with credit risk peers, business stakeholders, and senior leaders to provide credible challenge, publish monitoring reporting (MIS, exceptions, risk appetite framework), own smart monitoring KRIs, and identify emerging risks from macroeconomic and market trends. The role reports to the Director of Global Credit Risk Oversight.
Location: New York
Workplace: Hybrid
Employment Type: Full time
Job Function: Data Analytics & Business Intelligence
Seniority: Manager level

Key Responsibilities

  • •Conduct independent, thorough reviews of consumer & small business credit risk processes and strategies using extensive data analytics.
  • •Provide analytical support for credit risk policy and standards for new account and limit management, including customer management and collections.
  • •Produce, analyze, and publish ongoing monitoring reports (portfolio and functional MIS, exception monitoring MIS, Risk Appetite Framework).
  • •Own exceptions and smart monitoring KRIs and take appropriate action.
  • •Monitor portfolio concentrations and recommend risk-mitigation actions; identify emerging risks by tracking macroeconomic and market trends.

Pay and Benefits

Salary: USD 89,250 - 150,250 annually
Perks:Health InsuranceDentalVisionLife InsuranceDisability Insurance401kFinancial CoachingParental LeaveWellness StipendCounseling

Key Requirements

  • •Advanced degree in a quantitative field (Math, Stats, Data Science, etc.).
  • •2-5 years of working experience preferred.
  • •Strong large data analytical skills with a risk-reward control perspective and business acumen.
  • •Proven ability with data-driven analytical tools including SQL, R, Python, Excel, and PowerBI.
  • •Credit risk management experience for a large portfolio.
Education:Bachelor's
Skills:CommunicationCollaborationSelf-starterProblem-solvingPrioritization
Languages:English
Tech Stack:SQLRPythonExcelPowerBI

Eligibility

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

American Express
Provides global payment, credit, and travel-related financial services for consumers and businesses. Best known for its charge and credit cards, merchant payment network, and premium customer rewards and servicing.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: New York City, United States
Founded: 1850
WebsiteLinkedIn