Consumer Credit Risk Senior Director

Citizens Bank
Pittsburgh
Workplace: OnsiteFull timeUSD 216,000 - 262,000 annuallyFunction: Banking, Lending & CreditExperience: 10+ yearsEducation: bachelorsSkills: ["Communication","Stakeholder management","Risk management","Problem identification","Business partnering"]

Oversee Citizens’ consumer leveraged exposure by maintaining leveraged lending frameworks and limits, identifying key credit risks, and guiding the development of protective credit structures. Approve credit within CAF authorities, direct portfolio activities across regional credit officers, and coordinate with credit review, special assets, internal audit, and corporate risk management. Partner with line lending units, develop and maintain credit policy and procedures, and prepare portfolio presentations for regulatory meetings.

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FursaFursa
Citizens Bank
Citizens Bank
3 days ago

Consumer Credit Risk Senior Director

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Source: Company careers pageValidated by: Fursa AI
Last checked: 3 hours agoStatus: Live

Job Summary

Oversee Citizens’ consumer leveraged exposure by maintaining leveraged lending frameworks and limits, identifying key credit risks, and guiding the development of protective credit structures. Approve credit within CAF authorities, direct portfolio activities across regional credit officers, and coordinate with credit review, special assets, internal audit, and corporate risk management. Partner with line lending units, develop and maintain credit policy and procedures, and prepare portfolio presentations for regulatory meetings.
Location: Pittsburgh
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Sr. Director level

Key Responsibilities

  • •Oversee total leveraged exposure by maintaining a framework and leveraged lending limits to track, manage, and monitor the asset class.
  • •Identify key risks and guide development of protective and balanced credit structures based on current market conditions.
  • •Approve credit within CAF authorities and provide guidance on structuring and problem loan identification.
  • •Develop, implement, train, and maintain credit policy and procedures, and partner with assigned line lending units.
  • •Direct and manage portfolio activities of credit officers, coordinating with credit review, special assets, internal audit, corporate risk management, and preparing portfolio presentations for regulatory meetings.

Pay and Benefits

Salary: USD 216,000 - 262,000 annually
Perks:Health InsuranceDentalVisionRetirement BenefitsParental LeaveWellness StipendFlexible WorkPaid Leave

Key Requirements

  • •Bachelor’s degree; Master’s preferred.
  • •10 years’ relevant experience in consumer credit management.
  • •Detailed understanding of credit scoring models.
  • •Deep skillset in quantitative methods for credit risk.
  • •Loss forecasting experience and superior verbal and written communication skills.
Experience:10+ yearsConsumer creditConsumer lendingMortgage lendingCredit riskUnderwriting
Education:Bachelor's
Skills:CommunicationStakeholder managementRisk managementProblem identificationBusiness partnering

Company Brief

Citizens Bank
Regional bank offering retail and commercial banking, mortgage lending, wealth management, and payment services to individuals and businesses across the United States.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Providence, United States
Founded: 1828
Website