Principal Risk Specialist | Enterprise Payments

Discover Financial
Richmond
Workplace: OnsiteFull timeUSD 120,800 - 137,900 annuallyFunction: Legal, Risk & ComplianceExperience: 2+ yearsSkills: ["Problem-solving","Critical thinking","Communication","Organizational skills","Relationship building"]

Serve as a principal risk specialist in the Retail Bank Risk Office, partnering with Operations, Product, Technology, and other business teams to identify, assess, and mitigate risks tied to Enterprise Payments. Advise leaders on payment governance risks, manage issues and remediation, lead control and process change efforts, and support audits. Bring strong risk consulting, client management, and governance skills to protect payment operations for millions of customers.

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Discover Financial
Discover Financial
2 weeks ago

Principal Risk Specialist | Enterprise Payments

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Last checked: 1 hour agoStatus: Live
Reposted: similar role first listed 1 month ago

Job Summary

Serve as a principal risk specialist in the Retail Bank Risk Office, partnering with Operations, Product, Technology, and other business teams to identify, assess, and mitigate risks tied to Enterprise Payments. Advise leaders on payment governance risks, manage issues and remediation, lead control and process change efforts, and support audits. Bring strong risk consulting, client management, and governance skills to protect payment operations for millions of customers.
Location: Richmond
Workplace: Onsite
Employment Type: Full time
Job Function: Legal, Risk & Compliance
Seniority: Mid level

Key Responsibilities

  • •Provide risk consulting and guidance to line of business leaders on risks within the Enterprise Payments Governance Office.
  • •Develop and leverage relationships with Enterprise Payments and functional stakeholders to enable enterprise collaboration.
  • •Identify, track, and remediate issues and events to mitigate risk across Enterprise Payments.
  • •Enhance payments-related control and governance by leading process-level change control and ongoing routines.
  • •Support Enterprise Payments during audits and assist in delivering key risk mitigation and remediation activities.

Pay and Benefits

Salary: USD 120,800 - 137,900 annually

Key Requirements

  • •At least 2 years of financial services risk management experience.
  • •At least 2 years of payments operations experience or risk management experience.
  • •At least 2 years of experience supporting, partnering and interacting with internal business clients.
  • •3+ years of Project Management experience leading cross-functional projects and programs.
  • •Certification within the payments industry (e.g., AAP, APRP).
Experience:2+ yearsFinancial servicesPayments operationsRisk managementProject management
Skills:Problem-solvingCritical thinkingCommunicationOrganizational skillsRelationship building
Certifications:AAPAPRP

Eligibility

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

Discover Financial
Provides consumer banking products, credit cards, personal loans, and payment services through the Discover brand. It operates a major U.S. financial network and serves individuals and merchants with lending and digital payment solutions.
Industry: Retail Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 10M to 25M
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Riverwoods, United States
Founded: 1985
WebsiteLinkedIn