Software Engineer I, Backend (Collections)

Affirm
Spain
Workplace: RemoteContractEUR 57,000 - 87,000 annuallyFunction: Software EngineeringSkills: ["Collaboration","Ownership","Communication","Code review","Problem-solving"]

Build next-generation backend collections platform solutions for the Collections team within the Repayments area. You’ll manage loans through delinquency lifecycle stages, develop recovery strategies, and help maximize recoveries by sending the right messages at the right time. Partner with product managers and risk teams while monitoring system reliability and handling an on-call rotation. Focus on high availability, extensible code, and balancing speed and quality.

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FursaFursa
Affirm
Affirm
1 month ago

Software Engineer I, Backend (Collections)

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Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 10 hours agoStatus: Live

Job Summary

Build next-generation backend collections platform solutions for the Collections team within the Repayments area. You’ll manage loans through delinquency lifecycle stages, develop recovery strategies, and help maximize recoveries by sending the right messages at the right time. Partner with product managers and risk teams while monitoring system reliability and handling an on-call rotation. Focus on high availability, extensible code, and balancing speed and quality.
Location: Spain
Workplace: Remote
Employment Type: Contract
Job Function: Software Engineering
Seniority: Entry level

Key Responsibilities

  • •Work on tasks contributing to the Collections team’s projects and goals.
  • •Participate in an on-call rotation for the role.
  • •Collaborate proactively with team members and stakeholders to discuss risks and trade-offs.
  • •Maintain speed and quality while protecting systems from downtime and supporting business goals.
  • •Contribute to team growth and development activities to strengthen engineering community.

Pay and Benefits

Salary: EUR 57,000 - 87,000 annually
Equity and Bonus:Equity
Perks:Health InsuranceDentalVisionLearning BudgetEquity

Key Requirements

  • •Previous work or internship experience designing, developing, and launching backend systems at scale using Python or Kotlin.
  • •Familiarity with distributed systems and technologies including AWS, MySQL, and Kubernetes.
  • •Ability to take a business scenario into a multi-component solution, writing clear, well-tested, extensible code.
  • •Comfort navigating large codebases, debugging others’ code, and contributing through code reviews.
  • •Strong verbal and written communication skills for effective collaboration with a global engineering team.
Experience:Fintech
Skills:CollaborationOwnershipCommunicationCode reviewProblem-solving
Languages:English
Tech Stack:PythonKotlinAWSMySQLKubernetes

Company Brief

Affirm
Provides point-of-sale lending and buy-now-pay-later (BNPL) solutions for consumers and merchants, enabling installment payments, consumer financing, and embedded financial services through APIs and partnerships with retailers and platforms.
Industry: Lending
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: San Francisco, United States
Founded: 2012
WebsiteLinkedIn