Banking Operations Associate

NTT
Chennai
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditSkills: ["Process compliance","Attention to detail","Analytical thinking","Communication"]

Review SME credit applications by analyzing basic financial statements, borrower profiles, cash-flow summaries, and collateral details. Perform loan account reviews to assess repayment behavior, account conduct, and exposure quality, verifying adherence to approved loan terms, repayment schedules, and covenants. Prepare credit review notes and working papers per SOP, support portfolio reviews, and partner with the Onshore Relationship Manager using internal rating models and risk scoring tools while ensuring full process compliance.

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FursaFursa
NTT
NTT
1 month ago

Banking Operations Associate

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Source: Company careers pageValidated by: Fursa AI
Last checked: 23 hours agoStatus: Live

Job Summary

Review SME credit applications by analyzing basic financial statements, borrower profiles, cash-flow summaries, and collateral details. Perform loan account reviews to assess repayment behavior, account conduct, and exposure quality, verifying adherence to approved loan terms, repayment schedules, and covenants. Prepare credit review notes and working papers per SOP, support portfolio reviews, and partner with the Onshore Relationship Manager using internal rating models and risk scoring tools while ensuring full process compliance.
Location: Chennai
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Entry level

Key Responsibilities

  • •Review SME credit applications and analyze relevant financial and borrower information.
  • •Assess loan account repayment behavior, account conduct, and exposure quality.
  • •Verify compliance with approved loan terms, repayment schedules, and covenants.
  • •Prepare credit review notes and working papers following SOP.
  • •Support portfolio reviews and assist the Onshore Relationship Manager with creditworthiness assessment using internal rating models and risk scoring tools.

Key Requirements

  • •Support the review of SME credit applications and associated borrower/collateral documentation.
  • •Analyze basic financial statements, borrower profiles, cash-flow summaries, and collateral details.
  • •Conduct loan account reviews to assess repayment behavior, account conduct, and exposure quality.
  • •Verify adherence to approved loan terms, repayment schedules, and covenants.
  • •Prepare credit review notes and working papers in line with standard operating procedures (SOP).
Skills:Process complianceAttention to detailAnalytical thinkingCommunication

Company Brief

NTT
Dimension Data, operating under NTT Ltd, provides managed IT services, cloud and data center solutions, networking, cybersecurity, and digital transformation services to enterprise customers worldwide.
Industry: Professional Services
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Established Company
Valuation: Public Company (Market Cap in USD)
Headquarters: London, United Kingdom
Founded: 1983
WebsiteLinkedIn