Senior Analyst, Credit Analysis & Underwriting - Bangalore

Northern Trust
Bengaluru
Workplace: OnsiteFull timeFunction: Insurance & ActuarialExperience: 2-4 yearsEducation: bachelorsSkills: ["Time management","Communication","Independent work","Mentoring","Attention to detail"]

Conduct in-depth credit analysis for high-net-worth individuals, privately held businesses, not-for-profit organizations, and commercial real estate clients within Wealth Management. Analyze financial statements and economic data using Moody’s Credit Lens, assess creditworthiness, and produce underwriting credit reports. Manage complex credit analysis assignments, mentor junior analysts, monitor borrower performance, and ensure adherence to Northern Trust credit policies, compliance standards, and quality SLAs.

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FursaFursa
Northern Trust
Northern Trust
4 days ago

Senior Analyst, Credit Analysis & Underwriting - Bangalore

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Last checked: 12 hours agoStatus: Live

Job Summary

Conduct in-depth credit analysis for high-net-worth individuals, privately held businesses, not-for-profit organizations, and commercial real estate clients within Wealth Management. Analyze financial statements and economic data using Moody’s Credit Lens, assess creditworthiness, and produce underwriting credit reports. Manage complex credit analysis assignments, mentor junior analysts, monitor borrower performance, and ensure adherence to Northern Trust credit policies, compliance standards, and quality SLAs.
Location: Bengaluru
Workplace: Onsite
Employment Type: Full time
Job Function: Insurance & Actuarial
Seniority: Mid level

Key Responsibilities

  • •Analyze financial statements, credit reports, and economic data to assess creditworthiness of individuals or businesses.
  • •Prepare comprehensive credit reports, including operational performance and financial health analysis and identification of key risk mitigants.
  • •Monitor borrower performance and perform timely annual reviews to identify potential risks.
  • •Mentor junior analysts to ensure adherence to established standards and guidelines.
  • •Ensure compliance with credit policies, compliance standards, process-related guidelines, controls, and QUALITY & QUANTITY SLAs.

Key Requirements

  • •Graduation or above degree in finance, accounting, or business administration (or equivalent).
  • •2–4 years of experience in financial spreading and credit memo underwriting, with strong financial analysis skills.
  • •Familiarity with lending products such as lines of credit and term loans.
  • •Familiarity with Moody’s Credit Lens (or similar credit spreading tools) and proficiency in MS Excel and MS Word (Microsoft 365).
  • •Additional certifications such as CFA, FRM, or CMA are advantageous (not mandatory).
Experience:2-4 yearsWealth managementCredit analysisLendingUnderwritingCommercial real estate
Education:Bachelor's in finance, accounting, or business administration
Skills:Time managementCommunicationIndependent workMentoringAttention to detail
Certifications:CFAFRMCMA
Tech Stack:Moody’s Credit LensMS ExcelMS WordMicrosoft 365

Company Brief

Northern Trust
Global financial services firm providing wealth management, asset servicing, asset management, and banking solutions to institutions, corporations, and affluent individuals, with a focus on custody, investment management, and technology-driven services.
Industry: Asset Management
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Chicago, United States
Founded: 1889
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