Banking Operations Associate

NTT
Chennai
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditSkills: ["Attention to detail","Analytical thinking","Compliance mindset"]

Review SME credit applications and assess borrower creditworthiness using financial statements, cash-flow analysis, and collateral evaluation. Monitor loan account performance to detect repayment behavior patterns, exposure trends, and early warning indicators, while verifying adherence to approved loan terms, schedules, and covenants. Produce clear credit review notes and working papers aligned with SOPs. Support portfolio reviews and assist Relationship Managers with analytical insights from internal rating models, ensuring operational and regulatory compliance.

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FursaFursa
NTT
NTT
1 month ago

Banking Operations Associate

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Source: Company careers pageValidated by: Fursa AI
Last checked: 20 hours agoStatus: Live

Job Summary

Review SME credit applications and assess borrower creditworthiness using financial statements, cash-flow analysis, and collateral evaluation. Monitor loan account performance to detect repayment behavior patterns, exposure trends, and early warning indicators, while verifying adherence to approved loan terms, schedules, and covenants. Produce clear credit review notes and working papers aligned with SOPs. Support portfolio reviews and assist Relationship Managers with analytical insights from internal rating models, ensuring operational and regulatory compliance.
Location: Chennai
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Entry level

Key Responsibilities

  • •Review SME credit applications and assess borrower creditworthiness using financial statements, cash-flow analysis, and collateral evaluation.
  • •Analyze loan account performance to identify repayment behavior patterns, exposure trends, and potential early warning indicators.
  • •Verify adherence to approved loan terms, repayment schedules, covenants, and internal policy guidelines.
  • •Prepare clear, structured credit review notes and working papers aligned with established SOPs.
  • •Support portfolio reviews to identify risk concentration, emerging risks, and quality trends while ensuring operational, administrative, and regulatory compliance.

Key Requirements

  • •Review SME credit applications and evaluate borrower creditworthiness using financial statements, cash-flow analysis, and collateral assessment.
  • •Identify repayment behavior patterns, exposure trends, and early warning indicators through loan account performance analysis.
  • •Verify compliance with approved loan terms, repayment schedules, covenants, and internal policy guidelines.
  • •Prepare structured credit review notes and working papers consistent with established SOPs.
  • •Support portfolio reviews and provide analytical insights using internal rating models and risk-scoring tools.
Skills:Attention to detailAnalytical thinkingCompliance mindset

Company Brief

NTT
Dimension Data, operating under NTT Ltd, provides managed IT services, cloud and data center solutions, networking, cybersecurity, and digital transformation services to enterprise customers worldwide.
Industry: Professional Services
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Established Company
Valuation: Public Company (Market Cap in USD)
Headquarters: London, United Kingdom
Founded: 1983
WebsiteLinkedIn