Senior Credit Analyst

Banner Corporation
California, Bellevue
Workplace: RemoteFull timeFunction: Banking, Lending & CreditExperience: 4+ yearsEducation: bachelorsSkills: ["Analytical skills","Critical thinking","Attention to accuracy","Communication","Collaboration"]

Analyze complex commercial credit relationships to support sound lending decisions and develop well-supported credit recommendations. Review financial statements, tax returns, cash flow, collateral support, and repayment sources for new, renewed, and existing commercial loans. Prepare credit approval packages and written opinions for loan decision makers while partnering with lending teams on credit risk assessment and portfolio management. Train, mentor, and serve as backup to the Team Leader while maintaining compliance with lending regulations and company policies.

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FursaFursa
Banner Corporation
Banner Corporation
4 days ago

Senior Credit Analyst

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Source: Company careers pageValidated by: Fursa AI
Last checked: 12 hours agoStatus: Live

Job Summary

Analyze complex commercial credit relationships to support sound lending decisions and develop well-supported credit recommendations. Review financial statements, tax returns, cash flow, collateral support, and repayment sources for new, renewed, and existing commercial loans. Prepare credit approval packages and written opinions for loan decision makers while partnering with lending teams on credit risk assessment and portfolio management. Train, mentor, and serve as backup to the Team Leader while maintaining compliance with lending regulations and company policies.
Location: California, Bellevue
Workplace: Remote
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Investigate credit and financial information for prospective and existing clients.
  • •Analyze business and personal financial statements, tax returns, cash flows, collateral support, and repayment sources for commercial loans.
  • •Independently evaluate complex credit relationships and develop recommendations with minimal guidance.
  • •Prepare spreadsheets, credit approval packages, credit proposals, financial summaries, and written opinions for loan decision makers.
  • •Partner with lending teams for credit risk assessment and portfolio management; train and mentor team members and serve as backup when needed.

Pay and Benefits

Perks:Health InsuranceDentalVisionLife Insurance401kPaid LeaveSick TimeLtdStdPaid Holidays

Key Requirements

  • •Bachelor's degree in Accounting, Business, Economics, Law, Computer Science, or a related field (or an equivalent combination of education and experience).
  • •4+ years of experience as a Credit Analyst.
  • •Strong expertise analyzing complex financial statements, tax returns, credit information, and cash flow performance.
  • •Deep knowledge of credit investigations, collateral requirements, and commercial lending concepts.
  • •Knowledge of federal and state laws and regulations related to commercial lending.
Experience:4+ years
Education:Bachelor's
Skills:Analytical skillsCritical thinkingAttention to accuracyCommunicationCollaboration
Tech Stack:ExcelWord

Company Brief

Banner Corporation
Regional bank holding company providing personal and business banking, lending, wealth management, and treasury services through Banner Bank branches across the western United States. Serves individuals, small businesses, and commercial clients.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 500M to 1B
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Walla Walla, United States
Founded: 1890
WebsiteLinkedIn