Credit Analyst

FlapKap
Egypt
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 2-4 yearsSkills: ["Written communication","Attention to detail","Analytical thinking","Learning agility"]

Underwrite POS Financing, Short Term Loans, and Invoice Discounting applications end to end for FlapKap’s UAE book from the Cairo office. Analyze bank statements, VAT filings, audited financials, and receivables ageing to form defensible recommendations for the Investment Committee. Verify credit bureau data (AECB), supporting documents, and debtor quality, then feed underwriting insights back to improve credit policy and AI credit models.

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FursaFursa
FlapKap
FlapKap
2 days ago

Credit Analyst

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Source: Company careers pageValidated by: Fursa AI
Last checked: 13 hours agoStatus: Live

Job Summary

Underwrite POS Financing, Short Term Loans, and Invoice Discounting applications end to end for FlapKap’s UAE book from the Cairo office. Analyze bank statements, VAT filings, audited financials, and receivables ageing to form defensible recommendations for the Investment Committee. Verify credit bureau data (AECB), supporting documents, and debtor quality, then feed underwriting insights back to improve credit policy and AI credit models.
Location: Egypt
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Underwrite POS, STL, and Invoice Discounting applications end to end.
  • •Spread and analyze bank statements, VAT filings, audited financials, management accounts, and receivables/payables ageing reports.
  • •Extract and interpret AECB credit bureau reports and cross-verify against bank statements and facility letters.
  • •Input verified data into product-specific credit models and assign risk ratings.
  • •Prepare credit memos and present recommendations to the Investment Committee.
Travel: Low travel

Pay and Benefits

Perks:Paid LeaveHealth Insurance

Key Requirements

  • •2–4 years underwriting SME or commercial credit at a bank, non-bank lender, or fintech.
  • •Hands-on financial analysis, including spreading statements yourself.
  • •Comfort performing bank statement analysis and cash-flow assessment as the primary underwriting tool.
  • •Strong Excel with the ability to work at volume accurately.
  • •Clear written English for preparing credit memos and recommendations.
Experience:2-4 yearsFintechFinancial services
Skills:Written communicationAttention to detailAnalytical thinkingLearning agility
Languages:English
Tech Stack:ExcelAILLM

Company Brief

FlapKap
Provides a payroll and workforce management platform for startups and SMEs to manage contractors, freelancers, and employees. Automates onboarding, payroll processing, compliance, invoicing, and contractor payments to simplify HR and finance workflows.
Industry: HR Tech
Company Size: Small (11 to 50 employees)
Growth: Early Stage Startup
Headquarters: Paris, France
WebsiteLinkedIn