Underwriter

Banc of California
California
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 2-4 yearsEducation: bachelorsSkills: ["Communication","Organizational skills","Attention to detail","Independence","Collaboration"]

Evaluate and underwrite routine to moderately complex credit requests, including new credits and modifications, by independently structuring and assessing borrower creditworthiness. Analyze financial statements, tax returns, cash flow, collateral, and projections to recommend credit decisions. Partner with Relationship Managers and Credit Administration to gather information, manage risk through covenant packages and mitigation strategies, and escalate complex structures and policy exceptions.

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FursaFursa
Banc of California
Banc of California
1 day ago

Underwriter

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Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 14 hours agoStatus: Live
Reposted: similar role first listed 2 days ago

Job Summary

Evaluate and underwrite routine to moderately complex credit requests, including new credits and modifications, by independently structuring and assessing borrower creditworthiness. Analyze financial statements, tax returns, cash flow, collateral, and projections to recommend credit decisions. Partner with Relationship Managers and Credit Administration to gather information, manage risk through covenant packages and mitigation strategies, and escalate complex structures and policy exceptions.
Location: California
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Evaluate and underwrite routine to moderately complex credit requests, including new credits and modifications.
  • •Recommend credit structures, covenant packages, and risk mitigation strategies; escalate complex structures and policy exceptions.
  • •Analyze financial statements, tax returns, cash flow, collateral, and financial projections to support underwriting recommendations.
  • •Partner with Relationship Managers, Credit Administration, and other stakeholders to gather information and support timely credit decisions.
  • •Review underwriting analyses and due diligence documentation, manage select credits independently, and provide feedback, coaching, and guidance.

Pay and Benefits

Perks:401kHealth InsuranceDentalVisionHsaFsaPaid LeaveParental Leave

Key Requirements

  • •2-4 years of underwriting, credit analysis, or commercial banking experience.
  • •Ability to analyze financial statements (profit and loss, balance sheet, cash flow).
  • •Strong organizational skills and written and verbal communication skills.
  • •Ability to work independently and collaboratively, interfacing effectively with senior-level management.
  • •High school diploma or equivalent required; bachelor’s degree preferred.
Experience:2-4 yearsCommercial banking
Education:Bachelor's
Skills:CommunicationOrganizational skillsAttention to detailIndependenceCollaboration

Company Brief

Banc of California
Provides commercial and business banking services including deposits, lending, treasury management, and specialty financing for small and middle-market businesses, entrepreneurs, and real estate clients through its U.S. banking operations.
Industry: Corporate Banking
Company Size: Enterprise (1,001+ employees)
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Los Angeles, United States
Founded: 1941
WebsiteLinkedIn