Specialty Lending, Credit Associate

Citizens Bank
New York, San Francisco
Workplace: HybridFull timeUSD 85,000 - 115,000 annuallyFunction: Banking, Lending & CreditExperience: 3+ yearsEducation: bachelorsSkills: ["Analytical reasoning","Problem-solving","Communication","Interpersonal skills","Integrity"]

Partner with the relationship banking team to deliver credit solutions for private banking clients. You’ll evaluate and recommend specialty lending requests, perform credit analysis and document review, and manage the end-to-end loan workflow from inquiry through post-closing. As the primary point of contact for lending transactions, you’ll coordinate with credit officers, internal teams, and external partners to ensure accuracy, credit quality, and compliance with policy, regulatory requirements, and fiduciary obligations.

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FursaFursa
Citizens Bank
Citizens Bank
2 days ago

Specialty Lending, Credit Associate

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Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 22 hours agoStatus: Live
Reposted: similar role first listed 1 month ago

Job Summary

Partner with the relationship banking team to deliver credit solutions for private banking clients. You’ll evaluate and recommend specialty lending requests, perform credit analysis and document review, and manage the end-to-end loan workflow from inquiry through post-closing. As the primary point of contact for lending transactions, you’ll coordinate with credit officers, internal teams, and external partners to ensure accuracy, credit quality, and compliance with policy, regulatory requirements, and fiduciary obligations.
Location: New York, San Francisco
Workplace: Hybrid
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Evaluate and approve lending requests for private banking/UHNW clients, including specialty lending credit products.
  • •Maintain underwriting/analysis quality control by verifying accuracy and completeness of financial and loan documents.
  • •Manage the end-to-end loan process from hand-off through credit approval, funding/closing coordination, and post-closing requests.
  • •Review financial statements, credit history, and documentation to assess creditworthiness and recommend lending terms.
  • •Monitor lending pipeline and keep clients and internal teams aligned on transactions, conditions, and portfolio performance.

Pay and Benefits

Salary: USD 85,000 - 115,000 annually
Perks:Health InsuranceDentalVisionRetirement BenefitsParental LeaveLearning BudgetWellness StipendRemote WorkPaid Leave

Key Requirements

  • •Bachelor’s degree in finance, economics, business, or related field (MBA considered an asset).
  • •3-5+ years of credit risk experience in financial services, ideally specialty lending, custom lending, or securities-based lending (SBL).
  • •Strong analytical and problem-solving skills with excellent communication and interpersonal abilities.
  • •Proficiency in financial modeling, credit analysis tools, and banking software.
  • •Ability to understand bank loan and credit products and recommend lending terms based on creditworthiness.
Experience:3+ yearsFinancial servicesSpecialty lendingSecurities-based lending (SBL)Custom lending
Education:Bachelor's in Finance, economics, business, or a related field
Skills:Analytical reasoningProblem-solvingCommunicationInterpersonal skillsIntegrity

Company Brief

Citizens Bank
Regional bank offering retail and commercial banking, mortgage lending, wealth management, and payment services to individuals and businesses across the United States.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Providence, United States
Founded: 1828
Website