Commercial Banker C&I

Washington Trust Bancorp
Providence, Boston, Rhode Island
Workplace: HybridFull timeUSD 175,000 - 220,000 annuallyFunction: Banking, Lending & CreditExperience: 5-8 yearsEducation: bachelorsSkills: ["Relationship management","Presentation","Negotiation","Financial analysis","Problem solving"]

Develop and grow a portfolio of middle-market commercial relationships for C&I lending and treasury management. Generate revenue through targeted business development, prospecting, and referral network leverage, while underwriting and structuring credit requests in line with internal policies. Negotiate loan terms and manage ongoing credit monitoring, including covenants and risk ratings, plus identify and address problem loans. Support cross-selling of cash, wealth, and deposit products and mentor junior loan staff.

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FursaFursa
Washington Trust Bancorp
Washington Trust Bancorp
5 months ago

Commercial Banker C&I

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Source: Company careers pageValidated by: Fursa AI
Last checked: 19 days agoStatus: Live

Job Summary

Develop and grow a portfolio of middle-market commercial relationships for C&I lending and treasury management. Generate revenue through targeted business development, prospecting, and referral network leverage, while underwriting and structuring credit requests in line with internal policies. Negotiate loan terms and manage ongoing credit monitoring, including covenants and risk ratings, plus identify and address problem loans. Support cross-selling of cash, wealth, and deposit products and mentor junior loan staff.
Location: Providence, Boston, Rhode Island
Workplace: Hybrid
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Generate revenue through targeted business development with existing and new commercial clients.
  • •Structure, underwrite, and present credit analyses with recommendations for borrowing requests.
  • •Negotiate term sheets, commitment letters, and loan structures based on risk and pricing parameters.
  • •Retain and grow the existing customer portfolio through regular calling, partner collaboration, and trusted-advisor client management.
  • •Monitor credits through periodic reviews, including loan covenants and risk ratings, and identify problem loans for workout.

Pay and Benefits

Salary: USD 175,000 - 220,000 annually

Key Requirements

  • •5-8 years of experience in commercial credit, analysis, or business development.
  • •Bachelor's degree in Finance, Accounting, Business, Economics, or related field; or equivalent education and experience.
  • •Ability to develop and manage large and complex new business relationships.
  • •Strong financial and analytical skills to underwrite and structure commercial credits.
  • •Knowledge of cash management products and federal/state laws and regulations for commercial lending, including due diligence methods.
Experience:5-8 yearsCommercial lendingCredit analysisBusiness developmentTreasury managementMiddle market banking
Education:Bachelor's in Finance, Accounting, Business, Economics, or other related field
Skills:Relationship managementPresentationNegotiationFinancial analysisProblem solving

Company Brief

Washington Trust Bancorp
Bank holding company operating Washington Trust, a full-service community bank offering commercial and consumer banking, mortgage lending, and wealth management services. Serves individuals, businesses, and nonprofits across Rhode Island, Connecticut, and Massachusetts.
Industry: Banking
Company Size: Large (251 to 1,000 employees)
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Westerly, United States
Founded: 1800
WebsiteLinkedIn