Senior Manager, Commercial Credit Review

Discover Financial
Charlotte, Virginia, Richmond, Chicago, New York, Plano
Workplace: OnsiteFull timeUSD 182,500 - 249,900 annuallyFunction: Banking, Lending & CreditExperience: 8+ yearsEducation: bachelorsSkills: ["Fact-based analysis","Communication","Leadership","Credit analysis","Organizational skills"]

Lead and/or participate in continuous testing and targeted credit reviews to independently assess credit quality, client selection, underwriting, borrower monitoring, and risk ratings across assigned portfolios. Contribute to the annual Credit Review plan and work cross-functionally, including independent oversight of Capital One’s acquisition of Brex by designing and implementing an assurance framework. Communicate findings to executive leadership, regulators, and stakeholders and identify emerging risks and gaps in credit processes.

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Discover Financial
Discover Financial
2 days ago

Senior Manager, Commercial Credit Review

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Source: Company careers pageValidated by: Fursa AI
Last checked: 11 hours agoStatus: Live
Reposted: similar role first listed 1 month ago

Job Summary

Lead and/or participate in continuous testing and targeted credit reviews to independently assess credit quality, client selection, underwriting, borrower monitoring, and risk ratings across assigned portfolios. Contribute to the annual Credit Review plan and work cross-functionally, including independent oversight of Capital One’s acquisition of Brex by designing and implementing an assurance framework. Communicate findings to executive leadership, regulators, and stakeholders and identify emerging risks and gaps in credit processes.
Location: Charlotte, Virginia, Richmond, Chicago, New York, Plano
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Manager level

Key Responsibilities

  • •Complete transactional testing to assess client selection, underwriting quality, borrower monitoring effectiveness, and accuracy of risk ratings.
  • •Analyze portfolio composition to identify trends and risks and provide an opinion on portfolio quality.
  • •Participate in or lead Targeted Reviews to assess key risks within assigned portfolios or across portfolios.
  • •Identify gaps in credit policy, credit processes, and credit risk rating models; identify key and emerging risks.
  • •Communicate results to executive-level management, regulators, and other key stakeholders; build relationships across all three lines of defense.

Pay and Benefits

Salary: USD 182,500 - 249,900 annually

Key Requirements

  • •Bachelor’s degree or military experience.
  • •At least 8 years of direct transactional credit experience (underwriting, workout, risk management, credit review or regulatory).
  • •At least 5 years of experience with traditional cash flow and leveraged lending.
  • •Master’s degree.
  • •CFA or CPA certification.
Experience:8+ years
Education:Bachelor's
Skills:Fact-based analysisCommunicationLeadershipCredit analysisOrganizational skills
Certifications:CFACPA

Eligibility

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

Discover Financial
Provides consumer banking products, credit cards, personal loans, and payment services through the Discover brand. It operates a major U.S. financial network and serves individuals and merchants with lending and digital payment solutions.
Industry: Retail Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 10M to 25M
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Riverwoods, United States
Founded: 1985
WebsiteLinkedIn