Credit Monitoring Analyst - Houston/Lubbock/DFW/South Texas

Prosperity Bancshares
United States
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditEducation: bachelorsSkills: ["Confidentiality","Analytical thinking","Communication","Time management","Organizational skills"]

Verify borrower financial statements and loan documentation accuracy, calculate and analyze financial ratios and line of credit availability, and monitor compliance with loan agreement requirements. Compare underwriting to legal documents, support lending staff by defining required ratios, and create default notices when borrowers fall out of compliance. Prepare periodic reports and ensure work follows credit and regulatory policies.

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Prosperity Bancshares
Prosperity Bancshares
2 days ago

Credit Monitoring Analyst - Houston/Lubbock/DFW/South Texas

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Source: Company careers pageValidated by: Fursa AI
Last checked: 14 hours agoStatus: Live

Job Summary

Verify borrower financial statements and loan documentation accuracy, calculate and analyze financial ratios and line of credit availability, and monitor compliance with loan agreement requirements. Compare underwriting to legal documents, support lending staff by defining required ratios, and create default notices when borrowers fall out of compliance. Prepare periodic reports and ensure work follows credit and regulatory policies.
Location: United States
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Verify accuracy of borrower financial statements and other reporting requirements per the loan agreement.
  • •Calculate and analyze financial ratios and monitor compliance with loan documents.
  • •Calculate availability on lines of credit based on borrower financials.
  • •Compare loan underwriting to legal loan documents to confirm agreed requirements are included.
  • •Provide guidance to lending staff, create default notices when out of compliance, and help prepare periodic reports.

Key Requirements

  • •Bachelor's degree in finance, accounting, or business administration with a minimum 3.0 GPA.
  • •Proficient in Microsoft Word, Excel, and Outlook.
  • •Prefer prior experience in a financial institution.
  • •High level of confidentiality and ability to maintain confidentiality.
  • •Detail-oriented with strong analytical abilities and strong communication and organizational skills.
Experience:Financial services
Education:Bachelor's in finance, accounting, or business administration
Skills:ConfidentialityAnalytical thinkingCommunicationTime managementOrganizational skills
Tech Stack:Microsoft WordMicrosoft ExcelMicrosoft Outlook

Company Brief

Prosperity Bancshares
Operates Prosperity Bank, a Texas-based regional banking franchise offering commercial and consumer banking services, lending, treasury management, and wealth-related solutions through a network of branches across Texas and Oklahoma.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Houston, United States
Founded: 1983
WebsiteLinkedIn