Senior Associate- Credit Evaluator

Mashreq
Bengaluru
Workplace: RemoteFull timeFunction: Banking, Lending & CreditExperience: 3+ yearsEducation: bachelorsSkills: ["Analytical skills","Interpersonal skills","Problem-solving","Independence","Customer focus"]

Analyze and process credit proposals and retail lending applications, including Badr products, ensuring eligibility, policy compliance, and timely approvals or escalation. Perform credit analysis using bank statements and past data checks across systems such as Flexcube, Prime, and IRIS/MWS, identify exceptions in eligibility/pricing/collateral, and categorize cases appropriately. Support productivity improvements, participate in trainings, and recommend updates to credit policy, product manuals, and operational procedures.

Loading

Loading job details...

Preparing the role view and application actions.

FursaFursa
Mashreq
Mashreq
14 hours ago

Senior Associate- Credit Evaluator

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 6 hours agoStatus: Live

Job Summary

Analyze and process credit proposals and retail lending applications, including Badr products, ensuring eligibility, policy compliance, and timely approvals or escalation. Perform credit analysis using bank statements and past data checks across systems such as Flexcube, Prime, and IRIS/MWS, identify exceptions in eligibility/pricing/collateral, and categorize cases appropriately. Support productivity improvements, participate in trainings, and recommend updates to credit policy, product manuals, and operational procedures.
Location: Bengaluru
Workplace: Remote
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Analyze and process retail lending credit proposals and applications for approval or escalation within the required TAT.
  • •Evaluate eligibility and review bank statements and past data checks using systems including Flexcube, Prime, and IRIS/MWS.
  • •Identify exceptions in eligibility, pricing, CPV, information capture, and collateral compliance; escalate major deficiencies and policy violations.
  • •Categorize cases as Declined, Rejected, or for Deviation Approval when checks fail, and ensure daily productivity targets.
  • •Participate in trainings and process improvement initiatives; identify anomalies in credit policy/product manuals and recommend updates to policy and operational procedures.

Key Requirements

  • •Graduate with more than 3 years of work experience in a Credit Management environment.
  • •Excellent analytical skills to evaluate credit proposals and applications.
  • •Sound interpersonal skills and ability to work independently.
  • •Sound knowledge of MS Office tools for report purposes.
  • •Customer-focused and achievement-oriented with strong problem-solving ability.
Experience:3+ years
Education:Bachelor's
Skills:Analytical skillsInterpersonal skillsProblem-solvingIndependenceCustomer focus
Tech Stack:MS OfficeFlex cubePrimeIRIS/MWS

Company Brief

Mashreq
Mashreq Bank is a UAE-headquartered full-service bank offering retail, corporate, Islamic and digital banking, treasury, and capital markets services across the Middle East and internationally.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Dubai, United Arab Emirates
Founded: 1967
Glassdoor
Glassdoor: 3.3
WebsiteLinkedInGlassdoor