Mortgage Loan Originator

Home BancShares
St. Petersburg
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 4+ yearsEducation: bachelorsSkills: ["Communication","Analytical thinking","Problem-solving","Critical thinking","Customer service"]

Solicit residential first mortgage applications by building relationships with realtors, builders, and other referral sources. Interview applicants, analyze financial information to determine creditworthiness, and take borrower applications. Maintain current knowledge of loan products, underwriting guidelines, and processing procedures, and coordinate daily rate and credit report inputs to support timely delivery of complete loan packages to the processor while ensuring strong customer service and compliance.

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Home BancShares
Home BancShares
2 days ago

Mortgage Loan Originator

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Source: Company careers pageValidated by: Fursa AI
Last checked: 3 hours agoStatus: Live
Reposted: similar role first listed 2 weeks ago

Job Summary

Solicit residential first mortgage applications by building relationships with realtors, builders, and other referral sources. Interview applicants, analyze financial information to determine creditworthiness, and take borrower applications. Maintain current knowledge of loan products, underwriting guidelines, and processing procedures, and coordinate daily rate and credit report inputs to support timely delivery of complete loan packages to the processor while ensuring strong customer service and compliance.
Location: St. Petersburg
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Work with an assigned branch office to ensure awareness of home loan products.
  • •Handle and follow up on referrals from the branch office and develop referral contacts.
  • •Take borrower applications and interview applicants to make credit decisions.
  • •Analyze financial data and maintain knowledge of loan products, processing procedures, and underwriting guidelines.
  • •Collect required documentation and deliver completed loan packages to the processor; complete required BSA/AML and compliance training.

Key Requirements

  • •Equivalent to a four-year college degree plus 4 years of related experience and/or training.
  • •Ability to analyze financial data to determine creditworthiness.
  • •Ability to communicate effectively with customers and employees, including reading and understanding business/professional materials.
  • •Ability to interpret instructions and solve practical problems with limited standardization.
  • •This position requires S.A.F.E. Act registration through the Nationwide Mortgage Licensing System (NMLS).
Experience:4+ years
Education:Bachelor's
Skills:CommunicationAnalytical thinkingProblem-solvingCritical thinkingCustomer service
Certifications:S.A.F.E. Act registration
Tech Stack:10-KeyAccountingCredit reportsDU responsesNMLS

Company Brief

Home BancShares
Bank holding company that operates Centennial Bank and provides commercial and consumer banking services, including lending, deposits, treasury management, and online banking. Serves individuals, businesses, and public entities across the southern United States.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Conway, United States
Founded: 1998
WebsiteLinkedIn