Senior Analyst, Credit Underwriting & Analysis - Bangalore

Northern Trust
Bengaluru
Workplace: OnsiteFull timeFunction: Insurance & ActuarialExperience: 2-4 yearsEducation: bachelorsSkills: ["Time management","Independent work","Multitasking","Attention to detail","Communication"]

Conduct in-depth credit analysis for high-net-worth individuals, privately held businesses, not-for-profit organizations, and commercial real estate clients. Analyze financial data using Moody’s Credit Lens, prepare credit analysis reports to support underwriting and lending decisions, monitor borrower performance through annual reviews, and mentor junior analysts. Partner with relationship managers and internal stakeholders to structure credit facilities aligned to wealth management goals while meeting credit policies, compliance standards, and quality SLAs.

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FursaFursa
Northern Trust
Northern Trust
15 hours ago

Senior Analyst, Credit Underwriting & Analysis - Bangalore

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Last checked: 45 minutes agoStatus: Live

Job Summary

Conduct in-depth credit analysis for high-net-worth individuals, privately held businesses, not-for-profit organizations, and commercial real estate clients. Analyze financial data using Moody’s Credit Lens, prepare credit analysis reports to support underwriting and lending decisions, monitor borrower performance through annual reviews, and mentor junior analysts. Partner with relationship managers and internal stakeholders to structure credit facilities aligned to wealth management goals while meeting credit policies, compliance standards, and quality SLAs.
Location: Bengaluru
Workplace: Onsite
Employment Type: Full time
Job Function: Insurance & Actuarial
Seniority: Mid level

Key Responsibilities

  • •Analyze financial statements, credit reports, and economic data to assess creditworthiness.
  • •Prepare comprehensive credit analysis reports covering operational performance, financial health, and key risk mitigants.
  • •Monitor borrower performance and identify potential risks through thorough annual reviews.
  • •Mentor junior analysts and ensure adherence to established standards and guidelines.
  • •Collaborate with relationship managers to develop tailored credit solutions while ensuring compliance with credit policies, controls, and SLAs.

Key Requirements

  • •Graduation or above in finance, accounting, or business administration (or equivalent).
  • •2-4 years of experience in financial spreading and credit memo underwriting.
  • •Strong financial analysis skills and familiarity with lending products such as lines of credit and term loans.
  • •Familiarity with Moody’s Credit Lens or similar credit spreading tools.
  • •Ability to manage priorities under pressure and communicate clearly with relationship managers and stakeholders.
Experience:2-4 yearsFinancial servicesWealth managementCredit riskLendingCredit analysis
Education:Bachelor's
Skills:Time managementIndependent workMultitaskingAttention to detailCommunication
Certifications:CFAFRMCMA
Tech Stack:Moody’s Credit LensMS ExcelMS WordMicrosoft 365

Company Brief

Northern Trust
Global financial services firm providing wealth management, asset servicing, asset management, and banking solutions to institutions, corporations, and affluent individuals, with a focus on custody, investment management, and technology-driven services.
Industry: Asset Management
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Chicago, United States
Founded: 1889
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Glassdoor: 3.9
WebsiteLinkedIn