Software Engineer II, Backend (Collections)

Affirm
Spain
Workplace: RemoteContractEUR 73,000 - 109,000 annuallyFunction: Software EngineeringExperience: 2+ yearsSkills: ["Communication","Ownership","Collaboration","Problem-solving"]

Build and evolve backend collections platform solutions that help manage loans during delinquency, maximize recoveries, and keep systems highly reliable. Collaborate with product management, design, analytics, and risk teams to break down projects, deliver in phases, and make decisions that balance risks and trade-offs. Own metrics and operational support for “keep the lights on” on-call needs, while improving code quality through testing and reviews.

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FursaFursa
Affirm
Affirm
1 month ago

Software Engineer II, Backend (Collections)

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Source: Company careers pageValidated by: Fursa AI
Last checked: 11 hours agoStatus: Live

Job Summary

Build and evolve backend collections platform solutions that help manage loans during delinquency, maximize recoveries, and keep systems highly reliable. Collaborate with product management, design, analytics, and risk teams to break down projects, deliver in phases, and make decisions that balance risks and trade-offs. Own metrics and operational support for “keep the lights on” on-call needs, while improving code quality through testing and reviews.
Location: Spain
Workplace: Remote
Employment Type: Contract
Job Function: Software Engineering
Seniority: Mid level

Key Responsibilities

  • •Break down larger projects into tasks and deliver work in multiple phases with support from your tech lead and manager.
  • •Partner with product management, design, and analytics through ideation, articulating technical constraints, and evaluating risks and trade-offs.
  • •Support engineering operations by creating and monitoring metrics, escalating when needed, and participating in “keep the lights on” on-call.
  • •Manage loans throughout the delinquency phase of their lifecycle and develop recovery strategies.
  • •Contribute to team community through growth and development activities such as participating in the interview process.

Pay and Benefits

Salary: EUR 73,000 - 109,000 annually
Perks:Health InsuranceDentalVisionLearning BudgetEsppRemote Work

Key Requirements

  • •Total 2.5+ years of experience as a software engineer.
  • •Experience designing, developing, and launching backend systems; proficient in Python or Kotlin.
  • •Familiarity with distributed systems building blocks.
  • •Hands-on knowledge of AWS, MySQL, and Kubernetes.
  • •Ability to write clear, well-tested, extensible code and provide feedback through code reviews.
Experience:2+ yearsFintech
Skills:CommunicationOwnershipCollaborationProblem-solving
Languages:English
Tech Stack:PythonKotlinAWSMySQLKubernetes

Eligibility

Work Authorization:Sponsorship available.

Company Brief

Affirm
Provides point-of-sale lending and buy-now-pay-later (BNPL) solutions for consumers and merchants, enabling installment payments, consumer financing, and embedded financial services through APIs and partnerships with retailers and platforms.
Industry: Lending
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: San Francisco, United States
Founded: 2012
WebsiteLinkedIn