Commercial Lender (Full Time) - Austin, Congress

Prosperity Bancshares
Austin
Workplace: OnsiteFull timeFunction: SalesEducation: bachelorsSkills: ["Client relationship skills","Credit process management","Risk mitigation","Interpersonal communication","Business development"]

Grow and retain profitable commercial relationships by prospecting and acquiring new business through client and prospect calls, referrals, and cross-selling. Manage credit process execution, including loan structuring and credit analysis, and generate a broad portfolio of commercial and real estate loans. Contribute to deposit growth by promoting additional banking products, maintain required coverage items (COIs), and build long-term franchise value through networking and risk mitigation.

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Prosperity Bancshares
Prosperity Bancshares
1 day ago

Commercial Lender (Full Time) - Austin, Congress

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Source: Company careers pageValidated by: Fursa AI
Last checked: 2 hours agoStatus: Live
Reposted: similar role first listed 1 year ago

Job Summary

Grow and retain profitable commercial relationships by prospecting and acquiring new business through client and prospect calls, referrals, and cross-selling. Manage credit process execution, including loan structuring and credit analysis, and generate a broad portfolio of commercial and real estate loans. Contribute to deposit growth by promoting additional banking products, maintain required coverage items (COIs), and build long-term franchise value through networking and risk mitigation.
Location: Austin
Workplace: Onsite
Employment Type: Full time
Job Function: Sales
Seniority: Mid level

Key Responsibilities

  • •Solicit commercial clients and obtain quality new business through client/prospect calls, referrals, and cross-selling efforts.
  • •Obtain and maintain COIs and attend networking events in the assigned geographic area.
  • •Use loan structuring and credit analysis skills to support credit decisions.
  • •Generate a variety of commercial and real estate loans, including closing loans typically in the $1 million to $10 million range.
  • •Contribute to deposit growth by cross-selling and promoting additional banking products, while seeking cross-sell opportunities and anticipating client future needs.

Key Requirements

  • •Typically, a minimum of seven years direct lending or credit support related experience with focus on business relationships.
  • •Formally credit trained and/or underwriting knowledge and experience is preferred.
  • •Familiarity of the sales, loan processing and closing processes.
  • •Extensive knowledge of Commercial Banking products and services, including C&I as well as Owner-Occupied and Investment Commercial Real Estate loans.
  • •Good interpersonal and communication skills with a proven track record of business development.
Experience:Commercial bankingReal estate lending
Education:Bachelor's in banking, finance or another related field
Skills:Client relationship skillsCredit process managementRisk mitigationInterpersonal communicationBusiness development

Company Brief

Prosperity Bancshares
Operates Prosperity Bank, a Texas-based regional banking franchise offering commercial and consumer banking services, lending, treasury management, and wealth-related solutions through a network of branches across Texas and Oklahoma.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Houston, United States
Founded: 1983
WebsiteLinkedIn