Citizens Bank

1 month ago

Associate Portfolio Manager Franchise Finance

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 7 hours agoStatus: Live

Job Summary

Oversee credit underwriting and risk management for an assigned portfolio of restaurant finance and retail petroleum credits, performing financial analysis, covenant compliance, and client interactions while supporting credit memos, cash flow and collateral coverage, and portfolio maintenance.

Location: Irvine

Employment Type: Full time

Job Function: Capital Markets, Trading & Quant

Key Responsibilities

•Assist with processing loan modifications, tracking and collecting financial reporting and covenant compliance.
•Develop solutions and alternatives to modifications, including financial covenant structuring.
•Engage with existing customers on specific financial analysis or account management issues.
•Manage assigned credits and present information in an organized manner.
•Verify and analyze financial and collateral information to maintain the existing portfolio.

Pay and Benefits

Salary: USD 97,000 - 106,000 annually

Perks:Health InsuranceDentalVisionRetirementWellness Stipend

Key Requirements

•Proven experience in credit and risk administration with a strong understanding of credit policy and compliance requirements.
•Proficiency in financial analysis, modeling, and risk evaluation, including interpreting financial statements and advising on findings.
•Demonstrated ability to manage and maintain portfolios, including loan modifications and covenant compliance.
•Capable of independently completing credit packages, including terms and conditions, cash flow and collateral coverage worksheets, and risk ratings.
•Strong judgment and discretion in credit decisioning and client engagement.

Experience:BankingCreditRisk managementCommercial lending

Education:Bachelor's

Skills:Analytical reasoningCredit analysisCredit deal executionFinancial analysisUnderwritingRegulatory complianceProblem-solvingCustomer-centricityCross-sellingBusiness savvyIndustry insight

Languages:English

Company Brief

Citizens Bank

Regional bank offering retail and commercial banking, mortgage lending, wealth management, and payment services to individuals and businesses across the United States.

Industry: Banking

Company Size: Enterprise (1,001+ employees)

Revenue: USD 1B+

Growth: Public Company

Valuation: Public Company (Market Cap in USD)

Funding: IPO / Publicly Listed

Headquarters: Providence, United States

Founded: 1828

Website

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Citizens Bank

1 month ago

Associate Portfolio Manager Franchise Finance

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 7 hours agoStatus: Live

Job Summary

Location: Irvine

Employment Type: Full time

Job Function: Capital Markets, Trading & Quant

Key Responsibilities

•Assist with processing loan modifications, tracking and collecting financial reporting and covenant compliance.
•Develop solutions and alternatives to modifications, including financial covenant structuring.
•Engage with existing customers on specific financial analysis or account management issues.
•Manage assigned credits and present information in an organized manner.
•Verify and analyze financial and collateral information to maintain the existing portfolio.

Pay and Benefits

Salary: USD 97,000 - 106,000 annually

Perks:Health InsuranceDentalVisionRetirementWellness Stipend

Key Requirements

•Proven experience in credit and risk administration with a strong understanding of credit policy and compliance requirements.
•Proficiency in financial analysis, modeling, and risk evaluation, including interpreting financial statements and advising on findings.
•Demonstrated ability to manage and maintain portfolios, including loan modifications and covenant compliance.
•Capable of independently completing credit packages, including terms and conditions, cash flow and collateral coverage worksheets, and risk ratings.
•Strong judgment and discretion in credit decisioning and client engagement.

Experience:BankingCreditRisk managementCommercial lending

Education:Bachelor's

Skills:Analytical reasoningCredit analysisCredit deal executionFinancial analysisUnderwritingRegulatory complianceProblem-solvingCustomer-centricityCross-sellingBusiness savvyIndustry insight

Languages:English

Company Brief

Citizens Bank

Regional bank offering retail and commercial banking, mortgage lending, wealth management, and payment services to individuals and businesses across the United States.

Industry: Banking

Company Size: Enterprise (1,001+ employees)

Revenue: USD 1B+

Growth: Public Company

Valuation: Public Company (Market Cap in USD)

Funding: IPO / Publicly Listed

Headquarters: Providence, United States

Founded: 1828

Website