Credit Risk Analyst

Philips
Panama
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 4+ yearsEducation: bachelorsSkills: ["Communication","Problem solving","Coordination"]

Evaluate B2B customers’ financial health to support credit decisions at Philips. Analyze financial statements, credit reports, payment history, and other risk indicators to set credit limits and risk classifications. Monitor customer credit exposure and apply risk mitigation tools such as credit insurance, letters of credit, and guarantees. Execute credit risk and accounting processes (including reconciliations and period-end closing) and prepare dashboards and analyses for management and credit risk committees.

Loading

Loading job details...

Preparing the role view and application actions.

FursaFursa
Philips
Philips
7 hours ago

Credit Risk Analyst

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 1 day agoStatus: Live

Job Summary

Evaluate B2B customers’ financial health to support credit decisions at Philips. Analyze financial statements, credit reports, payment history, and other risk indicators to set credit limits and risk classifications. Monitor customer credit exposure and apply risk mitigation tools such as credit insurance, letters of credit, and guarantees. Execute credit risk and accounting processes (including reconciliations and period-end closing) and prepare dashboards and analyses for management and credit risk committees.
Location: Panama
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Analyze customer financial statements, credit reports, payment history, and other risk indicators to determine creditworthiness, credit limits, and risk classifications.
  • •Manage and monitor customer credit exposure and apply risk mitigation tools such as credit insurance, letters of credit, guarantees, and other financial instruments.
  • •Execute credit risk and accounting processes, including period-end closing activities, reconciliations, internal controls, and compliance reviews.
  • •Review account balances and customer portfolios to identify risks or discrepancies and implement corrective actions.
  • •Prepare credit analyses, reports, dashboards, and presentations for management and credit risk committees and support release of blocked orders in line with credit policies.

Key Requirements

  • •4+ years of experience in credit risk management, financial analysis, accounts receivable management, or related finance functions.
  • •Strong experience performing B2B credit risk assessments and evaluating customer creditworthiness to make credit recommendations.
  • •Bachelor’s degree in Finance, Accounting, Business Administration, Economics, or a related field (or equivalent education and experience).
  • •Advanced Excel skills, including VLOOKUP, XLOOKUP, Pivot Tables, and data analysis tools.
  • •Strong communication skills with proactive problem-solving and the ability to coordinate competing priorities.
Experience:4+ yearsCredit risk managementFinancial analysisAccounts receivableB2B
Education:Bachelor's
Skills:CommunicationProblem solvingCoordination
Tech Stack:ExcelVLOOKUPXLOOKUPPivot Tables

Company Brief

Philips
Global health technology company focusing on diagnostic imaging, patient monitoring, and consumer health products. Philips develops medical devices, healthcare informatics, and solutions to improve patient care and personal well-being.
Industry: HealthTech
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Amsterdam, Netherlands
Founded: 1891
Glassdoor
Glassdoor: 3.8
WebsiteLinkedIn