Senior Credit Analyst and Sensitive Risk Manager (Baltimore, MD, US, 21202)

Allianz
Baltimore
Workplace: RemoteFull timeUSD 105,000 - 115,000 annuallyFunction: Banking, Lending & CreditExperience: 4-7 yearsEducation: bachelorsSkills: ["Analytical skills","Interpersonal skills","Written communication","Time management","Rapport building"]

Proactively manage a portfolio of buyers by gathering information, performing credit and financial analysis, and assigning consistent credit grades within approved authority. Conduct buyer visits and interviews, monitor high-risk accounts, and recommend risk underwriting and mitigation strategies to minimize default while supporting customer satisfaction. Build industry outlooks, track and report on the risk monitoring plan, and coordinate with Sales, Commercial Underwriters, and finance stakeholders.

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Allianz
Allianz
2 days ago

Senior Credit Analyst and Sensitive Risk Manager (Baltimore, MD, US, 21202)

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Last checked: 11 hours agoStatus: Live

Job Summary

Proactively manage a portfolio of buyers by gathering information, performing credit and financial analysis, and assigning consistent credit grades within approved authority. Conduct buyer visits and interviews, monitor high-risk accounts, and recommend risk underwriting and mitigation strategies to minimize default while supporting customer satisfaction. Build industry outlooks, track and report on the risk monitoring plan, and coordinate with Sales, Commercial Underwriters, and finance stakeholders.
Location: Baltimore
Workplace: Remote
Employment Type: Full time
Job Function: Banking, Lending & Credit

Key Responsibilities

  • •Manage a profitable portfolio within agreed parameters using sound credit analysis techniques and credit rating recommendations.
  • •Conduct buyer visits or telephone interviews to gather information for monitoring the buyer portfolio.
  • •Monitor high-risk buyers and solicit proprietary information for the EHNA database through ongoing engagement and communication.
  • •Create industry sector outlooks using public and proprietary information to identify market trends.
  • •Devise and execute the risk monitoring plan, produce accurate reports, and recommend risk underwriting strategies and mitigation tactics to minimize default.

Pay and Benefits

Salary: USD 105,000 - 115,000 annually
Perks:Annual Bonus401kHealth InsurancePaid Leave

Key Requirements

  • •Bachelor’s degree in business administration, economics, or finance; MBA preferred.
  • •4-7 years of experience in financial management in banking, credit insurance brokerage, or credit insurance.
  • •Strong credit knowledge and experience in high-volume risk analysis and underwriting; expertise in buyer assessment.
  • •Excellent analytical skills and strong understanding of financial statements.
  • •Proficiency with financial software and spreadsheets (Microsoft Word and Excel).
Experience:4-7 years
Education:Bachelor's in business administration, Economics or Finance
Skills:Analytical skillsInterpersonal skillsWritten communicationTime managementRapport building
Tech Stack:Microsoft WordMicrosoft ExcelSpreadsheets

Company Brief

Allianz
Global insurance and financial services group offering property-casualty insurance, life and health insurance, asset management, and corporate risk solutions to individuals, businesses, and institutions across more than 70 countries.
Industry: Insurance
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Munich, Germany
Founded: 1890
WebsiteLinkedIn