KYC Operations Senior Analyst - SMA (Night shifts)

Wise
Tallinn
Workplace: OnsiteFull timeEUR 2,400 - 2,850 monthlyFunction: Solutions Engineering & Sales EngineeringExperience: 1+ yearsSkills: ["Communication","Organizational skills","Attention to detail","Analytical skills","Risk-based approach"]

Ensure Wise meets regulatory and compliance requirements for high-risk customer onboarding during night shifts. Review and approve enhanced due diligence cases, analyze transaction history and behaviour patterns, and conduct periodic reviews. Use provided documentation and external sources to assess risk appetite, draft SAR narratives when needed, and guide stakeholders through escalated cases. Help improve SMA team processes, contribute to policy updates and training, and support audits and regulatory queries.

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Wise
Wise
2 days ago

KYC Operations Senior Analyst - SMA (Night shifts)

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Source: Company careers pageValidated by: Fursa AI
Last checked: 3 hours agoStatus: Live

Job Summary

Ensure Wise meets regulatory and compliance requirements for high-risk customer onboarding during night shifts. Review and approve enhanced due diligence cases, analyze transaction history and behaviour patterns, and conduct periodic reviews. Use provided documentation and external sources to assess risk appetite, draft SAR narratives when needed, and guide stakeholders through escalated cases. Help improve SMA team processes, contribute to policy updates and training, and support audits and regulatory queries.
Location: Tallinn
Workplace: Onsite
Employment Type: Full time · Permanent
Job Function: Solutions Engineering & Sales Engineering
Seniority: Mid level

Key Responsibilities

  • •Review and assess high-risk customer reports for analysis and approval per policies and procedures.
  • •Analyze customer transaction history and behaviour patterns, including periodic reviews of changes in history and account usage.
  • •Set priorities by identifying customer records requiring further review and follow up to obtain and verify information and documentation.
  • •Conduct in-depth analysis using documentation and external sources to ensure only customers within risk appetite are onboarded.
  • •Support SMA team processes by leading projects, improving guidelines and SOPs, and assisting with audits and regulatory queries.

Pay and Benefits

Salary: EUR 2,400 - 2,850 monthly

Key Requirements

  • •Minimum of 1 year working experience in EDD, AML, or a similar financial crime compliance role.
  • •Strong understanding of AML/CFT regulations and how they impact customer verification and the business.
  • •Ability to effectively document reasoning and apply a risk-based approach to decision-making.
  • •Excellent verbal and written English skills; strong communication and interpersonal skills.
  • •Flexible to work different night shifts, including weekends and public holidays.
Experience:1+ yearsAMLEDDFinancial crimeCompliance
Skills:CommunicationOrganizational skillsAttention to detailAnalytical skillsRisk-based approach
Certifications:ICACAMS
Languages:English

Eligibility

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

Wise
Wise (formerly TransferWise) is a London-based fintech that provides low-cost international money transfers, multi-currency accounts and payment infrastructure for individuals and businesses worldwide.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: London, United Kingdom
Founded: 2011
Glassdoor
Glassdoor: 3.8
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