Field Credit Officer (North East)

Moniepoint Group
Nigeria
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 2+ yearsEducation: certificationSkills: ["Attention to details","Analytical skills","Communication","Presentation","Interpersonal skills","Agility and perseverance"]

Onboard and manage businesses that access Moniepoint’s credit products across the North East region. Grow a loan portfolio responsibly by analyzing credit risk (the 5Cs), reviewing and approving or declining loan requests, and making recommendations before and after disbursement. Conduct physical business visitations to evaluate accounts and monitor ongoing loan performance to meet gross loan and portfolio profit targets while minimizing defaults.

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Moniepoint Group
Moniepoint Group
1 week ago

Field Credit Officer (North East)

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Last checked: 10 hours agoStatus: Live

Job Summary

Onboard and manage businesses that access Moniepoint’s credit products across the North East region. Grow a loan portfolio responsibly by analyzing credit risk (the 5Cs), reviewing and approving or declining loan requests, and making recommendations before and after disbursement. Conduct physical business visitations to evaluate accounts and monitor ongoing loan performance to meet gross loan and portfolio profit targets while minimizing defaults.
Location: Nigeria
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Identify and onboard viable businesses in your assigned geographical area to open business accounts with Moniepoint.
  • •Engage customers to ensure optimal account usage so they qualify for access to credit.
  • •Review and approve (or decline) loan requests by analyzing available data.
  • •Conduct physical visitations to potential borrowers to evaluate business books, inventory, and turnover.
  • •Monitor the active loan portfolio to ensure continued account usage and on-time loan repayment, supporting portfolio targets and profitability.

Key Requirements

  • •Minimum of an OND in any business-related discipline.
  • •Minimum of 2 years’ experience in a sales role for credit products in a financial institution.
  • •Demonstrable knowledge of credit risk analysis.
  • •Good knowledge of financial analysis (added advantage).
  • •Must be resident in Adamawa, Bauchi, Borno, Gombe, Taraba, or Yobe (with a preferred location indicated).
Experience:2+ yearsFinancial institutionCredit products
Education:Certification / Diploma
Skills:Attention to detailsAnalytical skillsCommunicationPresentationInterpersonal skillsAgility and perseverance

Company Brief

Moniepoint Group
Provides digital payments, merchant services, agent banking, card issuance, and business banking solutions across Nigeria and other African markets, serving SMEs, merchants, and financial institutions with technology-first transaction and banking infrastructure.
Industry: Fintech Infrastructure
Company Size: Enterprise (1,001+ employees)
Growth: Scaleup
Headquarters: Lagos, Nigeria
Founded: 2015
WebsiteLinkedIn