Credit Analyst

U.S. Bancorp
Atlanta, Minneapolis, New York, Washington, Chicago, Philadelphia, Columbus, Hamilton, Milwaukee, Fargo, Irvine, San Francisco, Vancouver, Charlotte, Cupertino, Boston, Los Angeles
Workplace: OnsiteFull time25.63 - 34.18Function: Banking, Lending & CreditExperience: 1-3 yearsEducation: bachelorsSkills: ["Analytical thinking","Research","Attention to detail","Problem-solving","Communication"]

Review condominium and cooperative housing projects to determine eligibility under investor, regulatory, and lending guidelines. Analyze HOA financials, board documents, insurance, litigation, inspection, and safety information; apply mortgage underwriting and secondary market rules to make approval decisions. Maintain accurate records, request additional documentation, and communicate outcomes and requirements to underwriting, sales, operations, risk partners, and stakeholders. Use strong analytical and research skills to interpret complex guidance.

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FursaFursa
U.S. Bancorp
U.S. Bancorp
3 days ago

Credit Analyst

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Source: Company careers pageValidated by: Fursa AI
Last checked: 19 hours agoStatus: Live

Job Summary

Review condominium and cooperative housing projects to determine eligibility under investor, regulatory, and lending guidelines. Analyze HOA financials, board documents, insurance, litigation, inspection, and safety information; apply mortgage underwriting and secondary market rules to make approval decisions. Maintain accurate records, request additional documentation, and communicate outcomes and requirements to underwriting, sales, operations, risk partners, and stakeholders. Use strong analytical and research skills to interpret complex guidance.
Location: Atlanta, Minneapolis, New York, Washington, Chicago, Philadelphia, Columbus, Hamilton, Milwaukee, Fargo, Irvine, San Francisco, Vancouver, Charlotte, Cupertino, Boston, Los Angeles
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Review condominium and cooperative housing projects to determine eligibility under investor, regulatory, and lending guidelines.
  • •Conduct detailed reviews of property-related documentation, including HOA financial statements, board documents, insurance, litigation, inspection reports, and safety/health information.
  • •Evaluate projects against agency, investor, and portfolio guidelines; request additional information when needed.
  • •Issue project approval decisions and maintain accurate records in internal systems.
  • •Communicate project outcomes and requirements to underwriting teams, sales partners, operations teams, risk partners, and other stakeholders.

Pay and Benefits

Salary: 25.63 - 34.18
Perks:Health InsuranceDentalVisionLife Insurance401kPaid LeavePaid HolidayParental LeaveRetirementDisability

Key Requirements

  • •Bachelor's degree, or equivalent work experience.
  • •Typically one to three years of relevant experience.
  • •Experience interpreting and applying mortgage lending, investor, and regulatory guidelines (Fannie Mae, Freddie Mac, FHA, VA, and portfolio requirements).
  • •Knowledge of mortgage underwriting principles, secondary market guidelines, and lending regulations.
  • •Strong analytical and research skills to evaluate complex documentation and make eligibility determinations.
Experience:1-3 yearsMortgage lendingUnderwritingReal estateBanking
Education:Bachelor's
Skills:Analytical thinkingResearchAttention to detailProblem-solvingCommunication

Company Brief

U.S. Bancorp
U.S. Bancorp is the parent company of U.S. Bank, providing consumer, business, and institutional banking services including lending, payments, treasury management, wealth management, and merchant solutions across the United States.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Minneapolis, United States
Founded: 1863
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