Lead Analyst, Credit Risk Strategy

USAA
Plano, Charlotte, San Antonio, Phoenix
Workplace: HybridFull timeUSD 164,780 - 314,960 annuallyFunction: Strategy & Corporate DevelopmentEducation: bachelorsSkills: ["Communication","Stakeholder influence","Problem solving","Mentoring","Attention to detail"]

Lead credit risk strategy development for card, consumer, and deposits portfolios, using quantitative methods to identify risk, build analytical frameworks, and deliver strategies within risk appetite. Own operational and compliance risk embedded in credit strategy, monitor internal/external factors and credit performance, and design sensitivity analysis. Partner across credit risk, pricing, product, legal, compliance, underwriting, and operations while using SQL, SAS, Python, and advanced analytics tools to inform senior decision-makers.

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FursaFursa
USAA
USAA
1 day ago

Lead Analyst, Credit Risk Strategy

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Last checked: 4 hours agoStatus: Live

Job Summary

Lead credit risk strategy development for card, consumer, and deposits portfolios, using quantitative methods to identify risk, build analytical frameworks, and deliver strategies within risk appetite. Own operational and compliance risk embedded in credit strategy, monitor internal/external factors and credit performance, and design sensitivity analysis. Partner across credit risk, pricing, product, legal, compliance, underwriting, and operations while using SQL, SAS, Python, and advanced analytics tools to inform senior decision-makers.
Location: Plano, Charlotte, San Antonio, Phoenix
Workplace: Hybrid
Employment Type: Full time
Job Function: Strategy & Corporate Development
Seniority: Mid level

Key Responsibilities

  • •Develop and deliver credit risk strategies for bank credit portfolios to optimize profitable growth within risk appetite.
  • •Track and monitor credit strategy performance and internal/external factors impacting credit risk exposure and first-party fraud.
  • •Design and execute complex financial risk sensitivity analysis and advanced quantitative analyses based on internal and external data.
  • •Build and manage credit strategy infrastructure and ensure strategies are implemented as intended.
  • •Develop risk and financial reporting for senior management and committees, escalating and controlling risks in line with risk/compliance policies and procedures.
Travel: Low travel

Pay and Benefits

Salary: USD 164,780 - 314,960 annually
Perks:Health InsuranceDentalVision401kPensionLife InsurancePaid LeaveParental Leave

Key Requirements

  • •Bachelor's degree OR 4 years of relevant education and/or experience.
  • •8 years of experience in an analytical field leading analytical projects and risk assessments, including analysis of complex bank credit risk data.
  • •Strong understanding of banking regulations and risk and/or compliance.
  • •Advanced skills in research, investigation, presentation, and communicating complex analytical insights.
  • •Advanced knowledge of Microsoft Office and data analysis tools to develop queries/procedures in SQL, SAS, or similar software (including SQL for segmentation, aggregation, and statistics).
Experience:BankingCredit riskConsumer lendingRisk analytics
Education:Bachelor's
Skills:CommunicationStakeholder influenceProblem solvingMentoringAttention to detail
Tech Stack:Microsoft OfficeExcelWordPowerPointSQLSASPythonVisual BasicGPTLLMA/B testing

Eligibility

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

USAA
Provides insurance, banking, investment, and financial services to U.S. military members, veterans, and their families. Best known for auto, home, life insurance, and member-focused digital banking products.
Industry: Insurance
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Established Company
Headquarters: San Antonio, United States
Founded: 1922
WebsiteLinkedIn