Kreditanalyst*in (m/w/d)

iwoca
Berlin, Germany
Workplace: OnsiteFull timeEUR 50,000 - 65,000 annuallyFunction: Insurance & ActuarialSkills: ["Communication","Analytical thinking","Problem-solving","Teamwork","Interpersonal"]

Experienced credit analyst focused on evaluating SME credit risk, processing loan applications efficiently, and strengthening underwriting processes. You will assess financial data, collaborate with tech and analytics teams, and communicate with account management to meet client needs in a fast-paced fintech environment.

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iwoca
iwoca
1 year ago

Kreditanalyst*in (m/w/d)

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Source: Company careers pageValidated by: Fursa AI
Last checked: 1 hour agoStatus: Live

Job Summary

Experienced credit analyst focused on evaluating SME credit risk, processing loan applications efficiently, and strengthening underwriting processes. You will assess financial data, collaborate with tech and analytics teams, and communicate with account management to meet client needs in a fast-paced fintech environment.
Location: Berlin, Germany
Workplace: Onsite
Employment Type: Full time
Job Function: Insurance & Actuarial

Key Responsibilities

  • •Analyze credit data, annual reports, and other data sources to determine credit risk
  • •Conduct thorough risk reviews of clients to ensure credit decisions align with internal policies
  • •Capture and analyze SME revenue and risk drivers
  • •Underwrite a diverse set of companies from bakeries to highly specialized manufacturers
  • •Assume responsibility for independent credit decisions and contribute to system/process improvements

Pay and Benefits

Salary: EUR 50,000 - 65,000 annually
Perks:Paid LeaveSabbaticalLearning BudgetGym MembershipSummer HousesDeutschlandticketRemote Work

Key Requirements

  • •Strong analytical skills with the ability to interpret annual financial statements to assess company performance
  • •Ability to analyze credit data and financial statements to determine credit risk
  • •Excellent German and English communication skills for direct contact with applicants and the account management team
  • •Independent decision-making in credit underwriting and risk assessment
  • •Understanding of business risk factors and revenue drivers relevant to SMEs
Experience:FintechCredit & UnderwritingSME finance
Skills:CommunicationAnalytical thinkingProblem-solvingTeamworkInterpersonal
Languages:GermanEnglish

Company Brief

iwoca
iwoca provides fast, tech-driven credit and working capital solutions for small and medium-sized enterprises in the UK and Germany, using automated underwriting and partner integrations to deliver loans, invoice finance and payment products.
Industry: Lending
Company Size: Large (251 to 1,000 employees)
Revenue: USD 100M to 250M
Growth: Scaleup
Headquarters: London, United Kingdom
Founded: 2011
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