Data Science Manager (Credit)

Moniepoint Group
Spain, Poland
Workplace: RemoteFull timeFunction: Data Science & Machine LearningExperience: 5+ yearsSkills: ["Leadership","Mentorship","High ownership","Communication","Cross-functional collaboration"]

Lead Moniepoint’s consumer credit data science efforts, building and scaling a team that owns pricing, credit limit modeling, and production credit model deployment. Partner with Consumer Credit, Product, and Engineering to assess and price risk, design credit products, and measure outcomes across the credit lifecycle. Develop credit scoring and behavioral models, run experiments to improve approval and loss metrics, mentor squads, and ensure ethical, compliant model use.

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Moniepoint Group
Moniepoint Group
1 month ago

Data Science Manager (Credit)

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Last checked: 12 hours agoStatus: Live

Job Summary

Lead Moniepoint’s consumer credit data science efforts, building and scaling a team that owns pricing, credit limit modeling, and production credit model deployment. Partner with Consumer Credit, Product, and Engineering to assess and price risk, design credit products, and measure outcomes across the credit lifecycle. Develop credit scoring and behavioral models, run experiments to improve approval and loss metrics, mentor squads, and ensure ethical, compliant model use.
Location: Spain, Poland
Workplace: Remote
Employment Type: Full time
Job Function: Data Science & Machine Learning
Seniority: Manager level

Key Responsibilities

  • •Develop credit scoring, affordability, and behavioral models to support underwriting, pricing, and collections.
  • •Design and run experiments to optimize approval rates, loss rates, and profitability.
  • •Partner with product squads to embed decision logic into real-time systems.
  • •Ensure data quality, compliance, and ethical use of models across decisioning processes.
  • •Mentor product squads on experimentation and data-driven decision making, and provide models to improve collections, churn management, and retention.

Pay and Benefits

Perks:Health InsurancePensionAnnual Bonus

Key Requirements

  • •5+ years of experience in data science, decision science, or risk analytics in financial services, including 2+ years in management.
  • •A degree or qualifications in a quantitative field (Statistics, Mathematics, Engineering, or similar).
  • •Working knowledge of credit risk, consumer lending, and regulatory considerations.
  • •Proficiency in SQL and at least one modeling/programming language (Python or R).
  • •Experience with A/B testing, machine learning, collections modeling, and churn management.
Experience:5+ yearsFinancial servicesFintechCredit riskConsumer lendingCollections modeling
Education:
Skills:LeadershipMentorshipHigh ownershipCommunicationCross-functional collaboration
Languages:English
Tech Stack:SQLPythonR

Company Brief

Moniepoint Group
Provides digital payments, merchant services, agent banking, card issuance, and business banking solutions across Nigeria and other African markets, serving SMEs, merchants, and financial institutions with technology-first transaction and banking infrastructure.
Industry: Fintech Infrastructure
Company Size: Enterprise (1,001+ employees)
Growth: Scaleup
Headquarters: Lagos, Nigeria
Founded: 2015
WebsiteLinkedIn