Vice President & Head of Program Lending

RAKBANK
Dubai
Workplace: OnsiteFull timeFunction: Executive & General ManagementSkills: ["Leadership","Communication","Stakeholder management","Strategic thinking","Analytical problem-solving"]

Define and execute SME lending program strategy aligned to business growth and risk appetite. Own target segments and launch sector-specific financing programs (e.g., supplier finance, microfinance, embedded lending), building partnerships across corporates, fintechs, and government entities. Partner with Credit, Risk, Data, Operations, and Technology to design underwriting and eligibility models, digitize the lending journey end-to-end, and drive portfolio performance, KPIs, and compliant, customer-centric lending experiences.

Loading

Loading job details...

Preparing the role view and application actions.

FursaFursa
RAKBANK
RAKBANK
3 days ago

Vice President & Head of Program Lending

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 14 hours agoStatus: Live

Job Summary

Define and execute SME lending program strategy aligned to business growth and risk appetite. Own target segments and launch sector-specific financing programs (e.g., supplier finance, microfinance, embedded lending), building partnerships across corporates, fintechs, and government entities. Partner with Credit, Risk, Data, Operations, and Technology to design underwriting and eligibility models, digitize the lending journey end-to-end, and drive portfolio performance, KPIs, and compliant, customer-centric lending experiences.
Location: Dubai
Workplace: Onsite
Employment Type: Full time
Job Function: Executive & General Management
Seniority: Sr. Director level

Key Responsibilities

  • •Define and execute SME lending program strategy aligned with business growth objectives and risk appetite.
  • •Identify target SME segments and develop sector-specific financing programs, including supplier finance, microfinance, and embedded lending solutions.
  • •Build partnerships with anchor corporates, fintechs, government entities, and ecosystem partners.
  • •Partner with Credit, Risk, Data, Operations, and Technology teams to design underwriting frameworks and eligibility models.
  • •Lead and develop a team of program managers, product specialists, and analysts while owning portfolio performance and compliance (CBUAE, AML/CFT).

Key Requirements

  • •Extensive experience in SME banking, business banking, commercial lending, or program-based finance.
  • •Proven success developing and scaling lending products, credit programs, or financing ecosystems.
  • •Strong commercial acumen to drive growth while managing portfolio risk effectively.
  • •Leadership experience managing cross-functional teams and delivering results.
  • •Deep understanding of credit risk management, regulatory frameworks, and governance requirements.
Experience:SME bankingCommercial lendingDigital transformationFintech partnershipsEmbedded financeEmbedded lending
Skills:LeadershipCommunicationStakeholder managementStrategic thinkingAnalytical problem-solving

Company Brief

RAKBANK
RAKBANK is a United Arab Emirates-based bank offering personal, business, and commercial banking services, including accounts, cards, loans, deposits, and digital banking products. It serves retail customers and SMEs across the UAE.
Industry: Banking
Company Size: Large (251 to 1,000 employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Ras Al Khaimah, United Arab Emirates
Founded: 1976
WebsiteLinkedIn