Principal Associate, Data Scientist - Business Cards & Payments

Discover Financial
New York, Virginia
Workplace: OnsiteFull timeUSD 161,800 - 201,400 annuallyFunction: Data Science & Machine LearningSkills: ["Interpersonal skills","Problem-solving","Communication","Customer focus"]

Build machine learning models that power credit underwriting and business card payments decisioning across the full lifecycle—design, training, evaluation, validation, and implementation. Partner with data scientists, software engineers, and product managers to translate complex data into business goals. Use a broad stack including Python, Conda, AWS, H2O, and Spark to extract insights from large numeric and textual datasets while shaping long-term modeling strategy.

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Discover Financial
Discover Financial
3 days ago

Principal Associate, Data Scientist - Business Cards & Payments

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Source: Company careers pageValidated by: Fursa AI
Last checked: 12 hours agoStatus: Live

Job Summary

Build machine learning models that power credit underwriting and business card payments decisioning across the full lifecycle—design, training, evaluation, validation, and implementation. Partner with data scientists, software engineers, and product managers to translate complex data into business goals. Use a broad stack including Python, Conda, AWS, H2O, and Spark to extract insights from large numeric and textual datasets while shaping long-term modeling strategy.
Location: New York, Virginia
Workplace: Onsite
Employment Type: Full time
Job Function: Data Science & Machine Learning
Seniority: Mid level

Key Responsibilities

  • •Partner with a cross-functional team of data scientists, software engineers, and product managers to deliver a product customers love.
  • •Leverage Python, Conda, AWS, H2O, and Spark to extract insights from large volumes of numeric and textual data.
  • •Build machine learning models across design, training, evaluation, validation, and implementation phases.
  • •Translate model complexity into tangible business goals.
  • •Collaborate with stakeholders and engineering teams to define long-term modeling strategy across customer life cycles.

Pay and Benefits

Salary: USD 161,800 - 201,400 annually

Key Requirements

  • •Bachelor's degree in a quantitative field plus 5 years of data analytics experience, or a Master's degree in a quantitative field (or MBA with quantitative concentration) plus 3 years, or a PhD in a quantitative field.
  • •At least 3 years’ experience with Python, Scala, or R.
  • •At least 3 years’ experience with machine learning.
  • •At least 3 years’ experience with SQL.
  • •At least 1 year of experience working with AWS.
Education:
Skills:Interpersonal skillsProblem-solvingCommunicationCustomer focus
Tech Stack:PythonCondaAWSH2OSparkScalaRSQLMachine learningClusteringClassificationSentiment analysisTime seriesDeep learningConfusion matrixROC curve

Eligibility

Work Authorization:Sponsorship available.

Company Brief

Discover Financial
Provides consumer banking products, credit cards, personal loans, and payment services through the Discover brand. It operates a major U.S. financial network and serves individuals and merchants with lending and digital payment solutions.
Industry: Retail Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 10M to 25M
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Riverwoods, United States
Founded: 1985
WebsiteLinkedIn