Principal Associate, Data Scientist - Card Finance Innovation Team

Discover Financial
United States
Workplace: OnsiteFull timeUSD 161,800 - 184,600 annuallyFunction: Data Science & Machine Learning0Skills: ["Customer focus","Problem-solving","Communication","Interpersonal skills","Creative thinking"]

Lead development and deployment of next-generation forecasting for Card Finance, partnering with data scientists, software engineers, and product managers. Build and validate machine learning models across design, training, evaluation, and implementation to unlock insights from large numeric and textual datasets. Work with a modern tech stack including Python, OneLake, Snowflake, AWS, Spark, and H2O, while translating model complexity into clear business goals.

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Discover Financial
Discover Financial
4 weeks ago

Principal Associate, Data Scientist - Card Finance Innovation Team

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Source: Company careers pageValidated by: Fursa AI
Last checked: 2 hours agoStatus: Live

Job Summary

Lead development and deployment of next-generation forecasting for Card Finance, partnering with data scientists, software engineers, and product managers. Build and validate machine learning models across design, training, evaluation, and implementation to unlock insights from large numeric and textual datasets. Work with a modern tech stack including Python, OneLake, Snowflake, AWS, Spark, and H2O, while translating model complexity into clear business goals.
Location: United States
Workplace: Onsite
Employment Type: Full time
Job Function: Data Science & Machine Learning
Seniority: Mid level

Key Responsibilities

  • •Partner with cross-functional teams of data scientists, software engineers, and product managers to deliver customer-facing products.
  • •Leverage Python, Conda, AWS, H2O, Spark, and related tools to extract insights from large volumes of numeric and textual data.
  • •Build machine learning models across the full lifecycle from design through training, evaluation, validation, and implementation.
  • •Support a core forecasting engine that drives monthly outlooks, annual budgets, and long-term strategic planning for Card Finance.
  • •Translate model complexity into tangible business goals for stakeholders.

Pay and Benefits

Salary: USD 161,800 - 184,600 annually

Key Requirements

  • •Have (or be pursuing) a bachelor’s degree in a quantitative field with 5 years of data analytics experience, or a master’s degree (or MBA with quantitative concentration) with 3 years, or a PhD in a quantitative field.
  • •3+ years of experience building machine learning solutions end to end, including evaluation, validation, and implementation.
  • •3+ years of experience with Python, Scala, or R.
  • •3+ years of experience with SQL.
  • •1+ year of experience working with AWS.
Experience:0FintechFinancial servicesMachine learning
Skills:Customer focusProblem-solvingCommunicationInterpersonal skillsCreative thinking
Tech Stack:PythonCondaAWSH2OSparkOneLakeSnowflakeSQLScalaRDeep learning

Eligibility

Work Authorization:Sponsorship available.

Company Brief

Discover Financial
Provides consumer banking products, credit cards, personal loans, and payment services through the Discover brand. It operates a major U.S. financial network and serves individuals and merchants with lending and digital payment solutions.
Industry: Retail Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 10M to 25M
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Riverwoods, United States
Founded: 1985
WebsiteLinkedIn