Directors, Risk Management

American Express
New York
Workplace: HybridFull timeUSD 195,811 - 215,250 annuallyFunction: Legal, Risk & ComplianceEducation: mastersSkills: ["Strategic guidance","Collaboration","Risk analysis","Data analysis","Team partnership"]

Drive credit line underwriting and design, build, and enhance credit line strategies to manage and monitor risk across the customer lifecycle for proprietary and co-branded credit cards. Partner with product, marketing, operations, technologies, finance, and other teams to develop lending growth strategies that meet customer needs while minimizing credit losses, using analytics to improve risk assumptions, systems, and regulatory audit strategies.

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American Express
American Express
21 hours ago

Directors, Risk Management

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Last checked: 3 hours agoStatus: Live

Job Summary

Drive credit line underwriting and design, build, and enhance credit line strategies to manage and monitor risk across the customer lifecycle for proprietary and co-branded credit cards. Partner with product, marketing, operations, technologies, finance, and other teams to develop lending growth strategies that meet customer needs while minimizing credit losses, using analytics to improve risk assumptions, systems, and regulatory audit strategies.
Location: New York
Workplace: Hybrid
Employment Type: Full time
Job Function: Legal, Risk & Compliance
Seniority: Director level

Key Responsibilities

  • •Improve and monitor risk prudently across the customer lifecycle for proprietary and co-branded credit cards.
  • •Drive credit line underwriting and design, build, and enhance credit line strategies.
  • •Partner with cross-functional teams (product, marketing, operations, technologies, finance) to develop lending growth strategies.
  • •Provide strategic guidance on risk information system implementation and enhancements.
  • •Develop and apply credit and risk analytics, including regulatory audit strategies and risk assumptions.

Pay and Benefits

Salary: USD 195,811 - 215,250 annually
Perks:Health InsuranceDentalVisionLife InsuranceDisability Benefits401kPaid ParentalWellness StipendFinancial CoachingCounseling Support

Key Requirements

  • •Master’s degree in Finance, Statistics, Quantitative Economics, Operations Research, Business Administration, or a related field.
  • •2 years of risk management and risk analysis experience.
  • •2 years each of experience with credit risk data from credit bureaus and internal credit sources, including source systems and data management processes.
  • •Provide strategic guidance on risk information system implementation and enhancements, new data evaluation, and regulatory audit strategies.
  • •Analyze and transform credit and risk capabilities using Big Data technologies (including Pig, Hive, and R), Base SAS/SAS Enterprise Guide/SPSS/SQL/Teradata, and regression and machine learning models (linear regression, logistic regression, kNN, GBM).
Education:Master's in Finance, Statistics, Quantitative Economics, Operations Research, Business Administration (or related field)
Skills:Strategic guidanceCollaborationRisk analysisData analysisTeam partnership
Tech Stack:Big DataPigHiveRBase SASSAS Enterprise GuideSPSSSQLTeradataLinear regressionLogistic regressionMachine learningKNNGBM

Company Brief

American Express
Provides global payment, credit, and travel-related financial services for consumers and businesses. Best known for its charge and credit cards, merchant payment network, and premium customer rewards and servicing.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: New York City, United States
Founded: 1850
WebsiteLinkedIn