Senior Software Engineer, Backend (Card Ledger & Money Movement)

Affirm
United States
Workplace: RemoteFull timeUSD 195,000 - 255,000 annuallyFunction: Software EngineeringExperience: 4+ yearsEducation: bachelorsSkills: ["Cross-functional communication","Technical ownership","Quality mindset","Problem solving","Verbal and written communication"]

Build and evolve backend systems for money movement, card ledger, and critical integrations across banking and merchant data. Own quarterly team goals, lead engineers through ambiguity, and collaborate with product, design, and analytics to translate technical constraints and risks into decisions. Improve reliability with metrics, escalation, and on-call support, while raising engineering quality through standards, code reviews, and technical communication.

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Affirm
Affirm
1 day ago

Senior Software Engineer, Backend (Card Ledger & Money Movement)

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Source: Company careers pageValidated by: Fursa AI
Last checked: 7 hours agoStatus: Live

Job Summary

Build and evolve backend systems for money movement, card ledger, and critical integrations across banking and merchant data. Own quarterly team goals, lead engineers through ambiguity, and collaborate with product, design, and analytics to translate technical constraints and risks into decisions. Improve reliability with metrics, escalation, and on-call support, while raising engineering quality through standards, code reviews, and technical communication.
Location: United States
Workplace: Remote
Employment Type: Full time
Job Function: Software Engineering
Seniority: Mid level

Key Responsibilities

  • •Own and deliver quarterly goals for your team, leading engineers through ambiguity on open-ended problems.
  • •Collaborate with product management, design, and analytics across the product development lifecycle to articulate constraints and support risk/trade-off decisions.
  • •Proactively identify and lead resolution of project, process, technology, or business issues.
  • •Support operations and availability by creating and monitoring metrics, escalating when needed, and participating in keep-the-lights-on and on-call efforts.
  • •Foster a culture of quality and ownership by setting/improving code review and design standards, providing feedback and guidance, and helping develop talent.

Pay and Benefits

Salary: USD 195,000 - 255,000 annually
Equity and Bonus:Equity
Perks:Health InsuranceDentalVisionEquityRemote WorkFlexible SpendingTech StipendPaid Leave

Key Requirements

  • •4+ years of experience designing, developing, and launching backend systems at scale using languages like Python or Kotlin.
  • •Experience developing highly available distributed systems using technologies like AWS, MySQL, and Kubernetes.
  • •Ability to define delivery plans for significant features or system components with simple, elegant, extensible design.
  • •Proficiency making significant changes in a large codebase and building tools/practices to do so safely.
  • •Either equivalent practical experience or a Bachelor’s degree in a related field.
Experience:4+ yearsDistributed systemsFinancial servicesBackend engineering
Education:Bachelor's
Skills:Cross-functional communicationTechnical ownershipQuality mindsetProblem solvingVerbal and written communication
Languages:English
Tech Stack:PythonKotlinAWSMySQLKubernetes

Company Brief

Affirm
Provides point-of-sale lending and buy-now-pay-later (BNPL) solutions for consumers and merchants, enabling installment payments, consumer financing, and embedded financial services through APIs and partnerships with retailers and platforms.
Industry: Lending
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: San Francisco, United States
Founded: 2012
WebsiteLinkedIn