Vice President, Digital Product Owner - Lending

RAKBANK
United Arab Emirates
Workplace: OnsiteFull timeFunction: Executive & General ManagementExperience: 10+ yearsEducation: bachelorsSkills: ["Stakeholder management","Agile leadership","Customer experience design","Innovation mindset","Data-driven decision-making"]

Own the digital lending vision, roadmap, and strategic priorities across Personal Loans, Mortgages, and Auto Finance. Lead end-to-end customer journey design and optimization using analytics and human-centred design, while benchmarking against leading banks and fintechs. Manage agile delivery through a cross-functional digital squad, define KPIs for experience and performance, and ensure Central Bank compliance and strong governance to drive growth and operational efficiency.

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FursaFursa
RAKBANK
RAKBANK
2 days ago

Vice President, Digital Product Owner - Lending

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Source: Company careers pageValidated by: Fursa AI
Last checked: 3 hours agoStatus: Live

Job Summary

Own the digital lending vision, roadmap, and strategic priorities across Personal Loans, Mortgages, and Auto Finance. Lead end-to-end customer journey design and optimization using analytics and human-centred design, while benchmarking against leading banks and fintechs. Manage agile delivery through a cross-functional digital squad, define KPIs for experience and performance, and ensure Central Bank compliance and strong governance to drive growth and operational efficiency.
Location: United Arab Emirates
Workplace: Onsite
Employment Type: Full time
Job Function: Executive & General Management
Seniority: Sr. Director level

Key Responsibilities

  • •Define and deliver digital lending vision, roadmap, and strategic priorities across lending products.
  • •Lead design and optimization of end-to-end lending customer journeys to improve acquisition, conversion, and satisfaction.
  • •Benchmark lending journeys against market leaders and fintechs and implement innovation opportunities to enhance outcomes.
  • •Lead a cross-functional digital squad, owning backlog prioritization, sprint planning, and product release decisions.
  • •Define and monitor KPIs, manage governance/risk/compliance with Central Bank requirements, and mitigate operational and fraud risks.

Pay and Benefits

Perks:Medical CoverageLife Insurance

Key Requirements

  • •10+ years of experience in digital banking, product management, lending, fintech, or financial services.
  • •Minimum 5 years leading digital products, agile squads, or customer journey transformation initiatives.
  • •Proven experience delivering large-scale digital transformation and customer experience programs.
  • •Strong expertise in retail lending products and digital lending ecosystems, including lending operations, credit processes, risk frameworks, and regulatory requirements.
  • •Bachelor’s degree in Business, Finance, Technology, Engineering, or a related discipline (Master’s preferred).
Experience:10+ yearsDigital bankingLendingFintechFinancial servicesRetail lendingDigital transformation
Education:Bachelor's in Business, Finance, Technology, Engineering, or a related discipline
Skills:Stakeholder managementAgile leadershipCustomer experience designInnovation mindsetData-driven decision-making
Tech Stack:APIsAnalytics

Company Brief

RAKBANK
RAKBANK is a United Arab Emirates-based bank offering personal, business, and commercial banking services, including accounts, cards, loans, deposits, and digital banking products. It serves retail customers and SMEs across the UAE.
Industry: Banking
Company Size: Large (251 to 1,000 employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Ras Al Khaimah, United Arab Emirates
Founded: 1976
WebsiteLinkedIn