High Risk Assessment Specialist

Wise
Tallinn
Workplace: HybridFull timeEUR 2,850 - 3,850 monthlyFunction: Legal, Risk & ComplianceExperience: 3+ yearsSkills: ["Mentoring","Stakeholder management","Communication","Organizational skills","Analytical thinking"]

Serve as the escalation point for complex high-risk customer cases, applying risk-based methodologies to drive compliant decisions. Lead Enhanced Due Diligence investigations across AML, Sanctions, EDD, and KYC documentation, assessing reputational and financial crime risk. Mentor compliance teams, improve risk mitigation methods with Product and FinCrime, own High Risk Assessment quality assurance, and report concerns to Financial Crime Oversight and senior management.

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Wise
Wise
4 days ago

High Risk Assessment Specialist

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Last checked: 10 hours agoStatus: Live

Job Summary

Serve as the escalation point for complex high-risk customer cases, applying risk-based methodologies to drive compliant decisions. Lead Enhanced Due Diligence investigations across AML, Sanctions, EDD, and KYC documentation, assessing reputational and financial crime risk. Mentor compliance teams, improve risk mitigation methods with Product and FinCrime, own High Risk Assessment quality assurance, and report concerns to Financial Crime Oversight and senior management.
Location: Tallinn
Workplace: Hybrid
Employment Type: Full time · Permanent
Job Function: Legal, Risk & Compliance
Seniority: Mid level

Key Responsibilities

  • •Act as the escalation point for complex compliance cases, assessing high-risk customers using sophisticated risk-based methodologies.
  • •Perform Enhanced Due Diligence for complex business structures and high-risk customers, analyzing activities, compliance programs, and controls.
  • •Review AML, Sanctions, EDD, KYC, and Acceptable Use Policy documentation against Wise policies and risk-based approach; assess reputational and financial crime risk.
  • •Mentor and consult compliance operations teams as a subject matter expert, and work with Product and FinCrime teams to develop new risk mitigation methods.
  • •Own quality assurance for the High Risk Assessment team and influence leadership with reporting of compliance concerns and recommended actions.

Pay and Benefits

Salary: EUR 2,850 - 3,850 monthly
Perks:RsusLearning BudgetPaid LeaveSabbatical Leave

Key Requirements

  • •3+ years of hands-on experience conducting complex, holistic investigations within a Financial Crime team (AML, Sanctions, or Fraud) or equivalent.
  • •Understanding of regional and global regulatory requirements and risk-based approaches.
  • •Excellent verbal and written English skills with the ability to clearly articulate thoughts (additional languages a plus).
  • •Ability to work autonomously within well-defined procedures and practices, consolidating disparate information to make firm, defensible calls.
  • •Experience identifying risk drivers and materiality, spotting gaps in policies/processes, and resolving issues with stakeholders.
Experience:3+ yearsFinancial CrimeAMLSanctionsKYCFraud
Skills:MentoringStakeholder managementCommunicationOrganizational skillsAnalytical thinking
Languages:English

Eligibility

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

Wise
Wise (formerly TransferWise) is a London-based fintech that provides low-cost international money transfers, multi-currency accounts and payment infrastructure for individuals and businesses worldwide.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: London, United Kingdom
Founded: 2011
Glassdoor
Glassdoor: 3.8
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