Senior Product Owner – Portfolio and Proposition (Mashreq Bank of Pakistan)

Mashreq
Pakistan
Workplace: OnsiteFull timeFunction: Product ManagementExperience: 8+ yearsEducation: bachelorsSkills: ["Negotiation","Communication","Interpersonal skills","Collaboration","Analytical thinking","Problem-solving","Data-driven decision-making","Adaptability"]

Own the strategy and development of deposit products and customer propositions, aligning them to the bank’s goals. Monitor portfolio profitability, build forecasts, and optimize pricing and interest/profit rate structures. Design and benchmark customer value propositions by segment, drive customer engagement and lifecycle strategies, and enable cross-sell across digital channels. Ensure regulatory and internal compliance while partnering with IT, operations, compliance, legal, and marketing to launch and evolve initiatives.

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FursaFursa
Mashreq
Mashreq
1 day ago

Senior Product Owner – Portfolio and Proposition (Mashreq Bank of Pakistan)

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Last checked: 11 hours agoStatus: Live

Job Summary

Own the strategy and development of deposit products and customer propositions, aligning them to the bank’s goals. Monitor portfolio profitability, build forecasts, and optimize pricing and interest/profit rate structures. Design and benchmark customer value propositions by segment, drive customer engagement and lifecycle strategies, and enable cross-sell across digital channels. Ensure regulatory and internal compliance while partnering with IT, operations, compliance, legal, and marketing to launch and evolve initiatives.
Location: Pakistan
Workplace: Onsite
Employment Type: Full time
Job Function: Product Management
Seniority: Mid level

Key Responsibilities

  • •Define and execute strategy for deposit products and propositions aligned to the bank’s strategy.
  • •Identify market trends and customer needs to drive deposit product innovation and enhancements.
  • •Monitor and manage product-level profitability, including margins, fee income, and forecasting for pricing optimization.
  • •Design and refine CVPs by segment, benchmark competitors, and align features, pricing, and services to the CVP.
  • •Drive customer growth through engagement and lifecycle strategies, including loyalty programs, analytics-based interventions, and cross-sell/deepening.

Key Requirements

  • •8+ years of product, portfolio, and lifecycle management experience.
  • •Bachelor’s degree in business, finance, marketing, or a related field (MBA preferred).
  • •Strong analytical and problem-solving skills to make data-driven decisions.
  • •Knowledge of digital banking trends, technologies, customer behaviors, and regulatory best practices.
  • •Excellent negotiation, communication, and interpersonal skills for cross-functional collaboration.
Experience:8+ years
Education:Bachelor's
Skills:NegotiationCommunicationInterpersonal skillsCollaborationAnalytical thinkingProblem-solvingData-driven decision-makingAdaptability

Company Brief

Mashreq
Mashreq Bank is a UAE-headquartered full-service bank offering retail, corporate, Islamic and digital banking, treasury, and capital markets services across the Middle East and internationally.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Dubai, United Arab Emirates
Founded: 1967
Glassdoor
Glassdoor: 3.3
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