Business Analyst – Payments

Capco
Pune
Workplace: OnsiteFull timeFunction: Business OperationsExperience: 6-10 yearsSkills: ["Stakeholder management","Requirements gathering","Business process analysis","Solution design","Delivery"]

Lead payments-focused business analysis for implementation and transformation programs. Serve as a subject-matter expert across end-to-end payment processing, payment lifecycles, and payment operations. Work on payment hub/orchestration and integrations with upstream/downstream banking systems, including API/service-based architectures, message mapping, validation, and transformation. Define functional requirements, business rules, message flows, exception handling, reconciliation, and integration specifications while managing stakeholders across delivery.

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FursaFursa
Capco
Capco
2 months ago

Business Analyst – Payments

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Source: Company careers pageValidated by: Fursa AI
Last checked: 7 hours agoStatus: Live
Reposted: similar role first listed 3 months ago

Job Summary

Lead payments-focused business analysis for implementation and transformation programs. Serve as a subject-matter expert across end-to-end payment processing, payment lifecycles, and payment operations. Work on payment hub/orchestration and integrations with upstream/downstream banking systems, including API/service-based architectures, message mapping, validation, and transformation. Define functional requirements, business rules, message flows, exception handling, reconciliation, and integration specifications while managing stakeholders across delivery.
Location: Pune
Workplace: Onsite
Employment Type: Full time
Job Function: Business Operations
Seniority: Mid level

Key Responsibilities

  • •Act as a Payments domain SME for payments implementation and transformation programs, covering payment lifecycles and payment operations.
  • •Lead business analysis including requirements gathering, business process analysis, solution design, testing, and stakeholder management for payments delivery.
  • •Define functional requirements, business rules, message flows, and exception handling for payment systems.
  • •Design and specify message routing/orchestration and integration specifications across upstream/downstream banking and payments systems.
  • •Support clearing schemes and payment rails usage (e.g., RTGS/ACH/NACH/UPI/NEFT/FPS/SEPA) and manage reconciliation processes for implementations.

Key Requirements

  • •6–10 years of overall experience with at least 4+ years of hands-on experience in the Payments domain.
  • •Proven experience as a Business Analyst in payments implementation and transformation programs.
  • •Strong Payments domain expertise, including end-to-end payment processing, payment lifecycle, and payment operations.
  • •Hands-on experience with Payment Hub/Payment Orchestration platforms and integration of upstream and downstream banking/payment systems.
  • •Knowledge of payment messaging standards (ISO 20022 MX and SWIFT MT), including message mapping, validation, and transformation; plus experience with clearing schemes and payment rails (e.g., RTGS, ACH, NACH, UPI, NEFT, FPS, SEPA).
Experience:6-10 yearsPaymentsBankingFinancial servicesPayments implementationTransformation
Skills:Stakeholder managementRequirements gatheringBusiness process analysisSolution designDelivery
Tech Stack:Payment HubPayment OrchestrationAPIService-based architecturesISO 20022 (MX)SWIFT MTMessage mappingMessage validationMessage transformationPayment messagingRTGSACHNACHUPINEFTFPSSEPAFinastraFISVolante

Company Brief

Capco
Global management and technology consultancy specializing in financial services. Capco advises banks, insurers, and capital markets firms on digital transformation, risk and compliance, technology implementation, and operational improvement, combining industry expertise with advisory and engineering capabilities.
Industry: Management Consulting
Company Size: Enterprise (1,001+ employees)
Growth: Established Company
Headquarters: London, United Kingdom
Founded: 1998
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