Assistant Manager- Business Banking Credit

Mashreq
Bengaluru
Workplace: RemoteFull timeFunction: Administration & Executive AssistanceExperience: 5+ yearsSkills: ["Analytical skills","Interpersonal skills","Problem solving","Independent work","Client-driven","Achievement oriented"]

Evaluate and approve Business Banking credit proposals, including Islamic financing and corporate credit cards, within delegated authority. Perform high-quality credit analysis with strong cash-flow validation, assess proposal strengths/risks, and make timely decisions while meeting credit policy, PPG, and regulatory requirements. Oversee exceptions and governance, maintain accurate workflow records, improve productivity through process enhancements and digital transformation, and support training and onboarding of team members.

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FursaFursa
Mashreq
Mashreq
3 days ago

Assistant Manager- Business Banking Credit

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Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 11 hours agoStatus: Live

Job Summary

Evaluate and approve Business Banking credit proposals, including Islamic financing and corporate credit cards, within delegated authority. Perform high-quality credit analysis with strong cash-flow validation, assess proposal strengths/risks, and make timely decisions while meeting credit policy, PPG, and regulatory requirements. Oversee exceptions and governance, maintain accurate workflow records, improve productivity through process enhancements and digital transformation, and support training and onboarding of team members.
Location: Bengaluru
Workplace: Remote
Employment Type: Full time
Job Function: Administration & Executive Assistance
Seniority: Manager level

Key Responsibilities

  • •Analyze Business Banking credit proposals and render credit decisions within delegated authority, ensuring compliance with credit parameters and system checks.
  • •Assess strengths and weaknesses of proposals, recommend risk mitigants, and ensure accurate and timely recording in the credit workflow system.
  • •Identify and evaluate exceptions/deviations from approved credit parameters and collateral compliance standards; escalate significant issues to the Assistant Manager.
  • •Maintain daily productivity targets while delivering superior service to stakeholders by meeting turnaround times (TATs) and service standards.
  • •Support training, testing, automation/digital transformation initiatives, and contribute to credit policy/product manual improvements and underwriting framework enhancements.

Key Requirements

  • •Graduate with 5 years’ work experience in a Credit Management environment.
  • •Minimum 2 years’ experience in SME/Business Banking credit underwriting.
  • •Excellent analytical skills to evaluate credit proposals and business cash flows.
  • •Sound interpersonal skills and ability to work independently.
  • •Client-driven, achievement-oriented approach with good PC skills.
Experience:5+ yearsSME lendingBusiness bankingCredit underwriting
Skills:Analytical skillsInterpersonal skillsProblem solvingIndependent workClient-drivenAchievement oriented

Company Brief

Mashreq
Mashreq Bank is a UAE-headquartered full-service bank offering retail, corporate, Islamic and digital banking, treasury, and capital markets services across the Middle East and internationally.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Dubai, United Arab Emirates
Founded: 1967
Glassdoor
Glassdoor: 3.3
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