Field Credit Officer (North West)

Moniepoint Group
Nigeria
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 2+ yearsEducation: certificationSkills: ["Attention to details","Analytical skills","Communication","Presentation","Interpersonal skills"]

Onboard and manage businesses that use Moniepoint credit products within your assigned geography. Review, approve, or decline loan requests by analyzing credit data, including the 5Cs (capacity, character, capital) and economic factors. Engage customers to ensure proper account usage, set and hit gross loan portfolio and profit targets, and perform physical visitations and ongoing monitoring to reduce default risk.

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Moniepoint Group
Moniepoint Group
1 week ago

Field Credit Officer (North West)

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Source: Company careers pageValidated by: Fursa AI
Last checked: 17 hours agoStatus: Live

Job Summary

Onboard and manage businesses that use Moniepoint credit products within your assigned geography. Review, approve, or decline loan requests by analyzing credit data, including the 5Cs (capacity, character, capital) and economic factors. Engage customers to ensure proper account usage, set and hit gross loan portfolio and profit targets, and perform physical visitations and ongoing monitoring to reduce default risk.
Location: Nigeria
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Identify and onboard viable businesses in your assigned area to open Moniepoint business accounts.
  • •Engage customers to ensure optimal account usage and qualification for access to credit.
  • •Review and approve or decline loan requests by analyzing available data.
  • •Conduct physical visitations to borrowers to evaluate business records, including inventory and turnover.
  • •Monitor the active loan portfolio to support repayment performance and meet gross loan portfolio and profit targets.

Key Requirements

  • •Minimum of an OND in any business-related discipline.
  • •Minimum of 2 years’ experience in a sales role for credit products in a financial institution.
  • •Demonstrable knowledge of credit risk analysis.
  • •Good knowledge of financial analysis (added advantage).
  • •Must be resident in one of the listed locations (Jigawa, Kaduna, Kano, Katsina, Kebbi, Sokoto, or Zamfara).
Experience:2+ years
Education:Certification / Diploma
Skills:Attention to detailsAnalytical skillsCommunicationPresentationInterpersonal skills

Company Brief

Moniepoint Group
Provides digital payments, merchant services, agent banking, card issuance, and business banking solutions across Nigeria and other African markets, serving SMEs, merchants, and financial institutions with technology-first transaction and banking infrastructure.
Industry: Fintech Infrastructure
Company Size: Enterprise (1,001+ employees)
Growth: Scaleup
Headquarters: Lagos, Nigeria
Founded: 2015
WebsiteLinkedIn