Zopa Bank

1 month ago

Financial Crime Specialist - KYC

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 21 hours agoStatus: Live

Job Summary

Detail-oriented financial crime specialist focused on Enhanced Due Diligence (EDD), SoW/SoF assessment, and ongoing KYC monitoring within a fast-moving fintech environment. You’ll use AI-assisted tools to drive investigations, ensure regulatory compliance (POCA/MLR/FCA guidance), manage high-throughput caseloads, and collaborate with compliance, ops and tech teams in a hybrid Manchester-based role.

Location: Manchester

Workplace: Hybrid

Employment Type: Full time

Job Function: Finance & Accounting

Key Responsibilities

•Conduct Enhanced Due Diligence (EDD) reviews for customers, ensuring critical information is obtained and documented to required standards.
•Assess Source of Wealth (SoW) and Source of Funds (SoF) to determine consistency with risk profile and activity.
•Perform onboarding and ongoing EDD reviews for SIPs, PEPs, HNWIs, and customers subject to law enforcement enquiries.
•Manage a caseload of customer risk reviews, maintaining high throughput without sacrificing investigative quality.
•Identify and escalate changes in customer risk profiles, applying regulatory and commercial judgement.

Key Requirements

•Experience in financial crime risk management with a focus on EDD, AML, and/or KYC within fintech, challenger bank, or regulated financial institutions.
•Strong command of UK financial crime regulations, including POCA, MLR 2017, and FCA guidelines on financial crime.
•In-depth knowledge of financial crime risk typologies, due diligence, transaction monitoring, and name screening best practices.
•Awareness of emerging financial crime trends relevant to fintech (e.g., crypto-asset risks, APP fraud, sanctions evasion).
•Ability to work in a target-driven, high-throughput compliance environment and produce clear written documentation.

Experience:FintechFinancial crimeAMLKYC

Skills:CommunicationCollaborationAnalytical thinkingAttention to detailTime management

Languages:English

Tech Stack:AIName screeningTransaction monitoringEDD

Company Brief

Zopa Bank

Zopa is a UK-based digital bank and fintech offering savings, personal loans, and credit products. Founded as a peer-to-peer lender, it now operates a regulated retail bank focused on straightforward consumer financial services and competitive rates.

Industry: Retail Banking

Company Size: Large (251 to 1,000 employees)

Growth: Established Company

Headquarters: London, United Kingdom

Founded: 2005

Website LinkedIn

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Zopa Bank

1 month ago

Financial Crime Specialist - KYC

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 21 hours agoStatus: Live

Job Summary

Location: Manchester

Workplace: Hybrid

Employment Type: Full time

Job Function: Finance & Accounting

Key Responsibilities

•Conduct Enhanced Due Diligence (EDD) reviews for customers, ensuring critical information is obtained and documented to required standards.
•Assess Source of Wealth (SoW) and Source of Funds (SoF) to determine consistency with risk profile and activity.
•Perform onboarding and ongoing EDD reviews for SIPs, PEPs, HNWIs, and customers subject to law enforcement enquiries.
•Manage a caseload of customer risk reviews, maintaining high throughput without sacrificing investigative quality.
•Identify and escalate changes in customer risk profiles, applying regulatory and commercial judgement.

Key Requirements

•Experience in financial crime risk management with a focus on EDD, AML, and/or KYC within fintech, challenger bank, or regulated financial institutions.
•Strong command of UK financial crime regulations, including POCA, MLR 2017, and FCA guidelines on financial crime.
•In-depth knowledge of financial crime risk typologies, due diligence, transaction monitoring, and name screening best practices.
•Awareness of emerging financial crime trends relevant to fintech (e.g., crypto-asset risks, APP fraud, sanctions evasion).
•Ability to work in a target-driven, high-throughput compliance environment and produce clear written documentation.

Experience:FintechFinancial crimeAMLKYC

Skills:CommunicationCollaborationAnalytical thinkingAttention to detailTime management

Languages:English

Tech Stack:AIName screeningTransaction monitoringEDD

Company Brief

Zopa Bank

Industry: Retail Banking

Company Size: Large (251 to 1,000 employees)

Growth: Established Company

Headquarters: London, United Kingdom

Founded: 2005

Website LinkedIn