Associate Credit Officer - Middle Market

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Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 2 hours agoStatus: Live

Job Summary

Oversee Middle Market credit administration to maximize portfolio performance and support Portfolio Managers from deal opportunity through close. Monitor portfolio quality against established criteria, recommend adjustments to credit facilities, and manage post-approval modifications and reporting. Conduct analysis of macroeconomic and industry trends, assess credit risk and covenant compliance, and partner with Relationship Managers and Special Assets as needed to improve delivery of credit solutions and ensure portfolio integrity.

Location: Austin, San Antonio

Workplace: Onsite

Employment Type: Full time · Permanent

Job Function: Banking, Lending & Credit

Key Responsibilities

•Ensure due diligence and background evaluations are complete before credit approval.
•Administer corporate loan policies and programs; manage post-approval modifications for accurate credit exposure reporting.
•Perform portfolio analysis and reporting, including grade-migration, past-dues, exceptions, and coming-due maturities.
•Oversee credit responsibilities for Credit Risk Analysts and Associates, including financial statement spreading and validation of underwriting models.
•Own credit approvals and risk rating/relationship reviews; validate covenant compliance and partner on credit agreement review and negotiation.

Pay and Benefits

Perks:Health InsuranceWellness StipendFertility AidLife InsuranceDisability InsuranceRetirement Savings401k MatchPaid LeavePaid Holidays

Key Requirements

•10+ years of experience in a credit-related role.
•Bachelor’s degree; MBA preferred.
•Completion of a formal credit training program preferred.
•Prior experience as a commercial lender preferred.
•Strong analytical and interpersonal skills, including the ability to assess credit risk and make approval decisions; proficient with Excel and Microsoft Word.

Experience:10+ yearsCommercial lending

Education:Bachelor's

Skills:CommunicationInterpersonal skillsAnalytical skillsAttention to detailWritten communication

Tech Stack:ExcelMicrosoft Word

Company Brief

Texas Capital Bancshares

Industry: Banking

Website

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Texas Capital Bancshares

1 month ago

Associate Credit Officer - Middle Market

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 2 hours agoStatus: Live

Job Summary

Location: Austin, San Antonio

Workplace: Onsite

Employment Type: Full time · Permanent

Job Function: Banking, Lending & Credit

Key Responsibilities

•Ensure due diligence and background evaluations are complete before credit approval.
•Administer corporate loan policies and programs; manage post-approval modifications for accurate credit exposure reporting.
•Perform portfolio analysis and reporting, including grade-migration, past-dues, exceptions, and coming-due maturities.
•Oversee credit responsibilities for Credit Risk Analysts and Associates, including financial statement spreading and validation of underwriting models.
•Own credit approvals and risk rating/relationship reviews; validate covenant compliance and partner on credit agreement review and negotiation.

Pay and Benefits

Perks:Health InsuranceWellness StipendFertility AidLife InsuranceDisability InsuranceRetirement Savings401k MatchPaid LeavePaid Holidays

Key Requirements

•10+ years of experience in a credit-related role.
•Bachelor’s degree; MBA preferred.
•Completion of a formal credit training program preferred.
•Prior experience as a commercial lender preferred.
•Strong analytical and interpersonal skills, including the ability to assess credit risk and make approval decisions; proficient with Excel and Microsoft Word.

Experience:10+ yearsCommercial lending

Education:Bachelor's

Skills:CommunicationInterpersonal skillsAnalytical skillsAttention to detailWritten communication

Tech Stack:ExcelMicrosoft Word

Company Brief

Texas Capital Bancshares

Industry: Banking

Website