Commercial Bank of Dubai

4 months ago

Senior Credit Analyst (UAE National)

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 14 hours agoStatus: Live

Job Summary

Senior credit analyst role focused on underwriting retail banking credit applications (business and mortgage loans) in line with policy, with delegated authority to approve high-value transactions, analyze financial data, generate ratios (Perfios), assess borrower risk, and escalate/resolve deviations, while ensuring adherence to SLA, risk guidelines, and internal audit standards within the UAE banking sector.

Location: Dubai

Workplace: Onsite

Employment Type: Full time · Permanent

Job Function: Banking, Lending & Credit

Seniority: Manager level

Key Responsibilities

•Ensure quality underwriting of Credit Applications as per Approved credit policies and within the given Delegation of Authority With minimum error rate.
•Maintain high level of productivity with no compromise in the quality of processing.
•Analyse credit data and company financial statements to determine the degree of risk involved in extending the credit facility.
•Generate financial ratios using computer programs and extended support (Perfios) to evaluate financial status.
•Evaluate and escalate applications with judgemental and deviations on the basis of borrower's character and integrity, capability of repayment, business, economic and personal conditions, capital input and collateral available to the proper authority as defined in the Credit Policy of the Retail Banking PPGs.

Key Requirements

•Minimum 4 to 5 years of underwriting experience in credit related work
•Written and spoken English – Arabic preferred
•Good understanding of banking operations, bank policies, procedures, guidelines, statutory requirements, market conditions.

Experience:4-5 yearsBankingRetail banking

Skills:Attention to detailAnalytical thinkingRisk assessment

Tech Stack:Perfios

Eligibility

Nationality:UAE National

Company Brief

Commercial Bank of Dubai

Commercial Bank of Dubai (CBD) is a UAE-based full-service bank providing personal, corporate and digital banking solutions, trade finance, treasury and wealth services. Operating for over 50 years, CBD supports UAE businesses and individuals through branches and digital channels.

Industry: Banking

Company Size: Enterprise (1,001+ employees)

Growth: Public Company

Valuation: Public Company (Market Cap in USD)

Funding: IPO / Publicly Listed

Headquarters: Dubai, United Arab Emirates

Founded: 1969

Glassdoor: 2.5

Website LinkedIn Glassdoor

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Commercial Bank of Dubai

4 months ago

Senior Credit Analyst (UAE National)

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 14 hours agoStatus: Live

Job Summary

Location: Dubai

Workplace: Onsite

Employment Type: Full time · Permanent

Job Function: Banking, Lending & Credit

Seniority: Manager level

Key Responsibilities

•Ensure quality underwriting of Credit Applications as per Approved credit policies and within the given Delegation of Authority With minimum error rate.
•Maintain high level of productivity with no compromise in the quality of processing.
•Analyse credit data and company financial statements to determine the degree of risk involved in extending the credit facility.
•Generate financial ratios using computer programs and extended support (Perfios) to evaluate financial status.
•Evaluate and escalate applications with judgemental and deviations on the basis of borrower's character and integrity, capability of repayment, business, economic and personal conditions, capital input and collateral available to the proper authority as defined in the Credit Policy of the Retail Banking PPGs.

Key Requirements

•Minimum 4 to 5 years of underwriting experience in credit related work
•Written and spoken English – Arabic preferred
•Good understanding of banking operations, bank policies, procedures, guidelines, statutory requirements, market conditions.

Experience:4-5 yearsBankingRetail banking

Skills:Attention to detailAnalytical thinkingRisk assessment

Tech Stack:Perfios

Eligibility

Nationality:UAE National

Company Brief

Commercial Bank of Dubai

Industry: Banking

Company Size: Enterprise (1,001+ employees)

Growth: Public Company

Valuation: Public Company (Market Cap in USD)

Funding: IPO / Publicly Listed

Headquarters: Dubai, United Arab Emirates

Founded: 1969

Glassdoor: 2.5

Website LinkedIn Glassdoor