Senior Credit Analyst (UAE National)

Commercial Bank of Dubai
Dubai
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 4-5 yearsSkills: ["Attention to detail","Analytical thinking","Risk assessment"]

Senior credit analyst role focused on underwriting retail banking credit applications (business and mortgage loans) in line with policy, with delegated authority to approve high-value transactions, analyze financial data, generate ratios (Perfios), assess borrower risk, and escalate/resolve deviations, while ensuring adherence to SLA, risk guidelines, and internal audit standards within the UAE banking sector.

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FursaFursa
Commercial Bank of Dubai
Commercial Bank of Dubai
6 months ago

Senior Credit Analyst (UAE National)

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Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 8 hours agoStatus: Live
Reposted: similar role first listed 7 months ago

Job Summary

Senior credit analyst role focused on underwriting retail banking credit applications (business and mortgage loans) in line with policy, with delegated authority to approve high-value transactions, analyze financial data, generate ratios (Perfios), assess borrower risk, and escalate/resolve deviations, while ensuring adherence to SLA, risk guidelines, and internal audit standards within the UAE banking sector.
Location: Dubai
Workplace: Onsite
Employment Type: Full time · Permanent
Job Function: Banking, Lending & Credit
Seniority: Manager level

Key Responsibilities

  • •Ensure quality underwriting of Credit Applications as per Approved credit policies and within the given Delegation of Authority With minimum error rate.
  • •Maintain high level of productivity with no compromise in the quality of processing.
  • •Analyse credit data and company financial statements to determine the degree of risk involved in extending the credit facility.
  • •Generate financial ratios using computer programs and extended support (Perfios) to evaluate financial status.
  • •Evaluate and escalate applications with judgemental and deviations on the basis of borrower's character and integrity, capability of repayment, business, economic and personal conditions, capital input and collateral available to the proper authority as defined in the Credit Policy of the Retail Banking PPGs.

Key Requirements

  • •Minimum 4 to 5 years of underwriting experience in credit related work
  • •Written and spoken English – Arabic preferred
  • •Good understanding of banking operations, bank policies, procedures, guidelines, statutory requirements, market conditions.
Experience:4-5 yearsBankingRetail banking
Skills:Attention to detailAnalytical thinkingRisk assessment
Tech Stack:Perfios

Eligibility

Nationality:UAE National

Company Brief

Commercial Bank of Dubai
Commercial Bank of Dubai (CBD) is a UAE-based full-service bank providing personal, corporate and digital banking solutions, trade finance, treasury and wealth services. Operating for over 50 years, CBD supports UAE businesses and individuals through branches and digital channels.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Dubai, United Arab Emirates
Founded: 1969
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